Schools

§ 03

District

Elementary	ASHBEL SMITH EL	D
Middle	HORACE MANN J H	D
High	LEE H S CCMR 93% · Grad 97%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Move-in ready and waiting for you! This beautiful 3 bedroom, 2 bathroom home offers the perfect blend of comfort and convenience. Enjoy a spacious layout, fresh updates, and a home that’s ready for its new owners! Whether you're a first-time buyer or looking to upgrade. Call us now lets schedule a showing!

Features

§ 02

Interior

Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Other
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Other
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Other, Traditional
Year Built	2003
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,259 sq ft
Living Area Source	Appraiser
Building Area Total	1,259 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	3

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1266
Lot Size Source	Appraiser
Lot Features	Other

Location

County	Harris
MLS Area Major	2
MLS Area Minor	Baytown/Harris County
Subdivision	James Cole
Postal Code	77520

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public

Taxes, Terms & Disclosures

Tax Annual Amount	$1,833 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.80%
Parcel #	124-176-000-0002
Legal Description	LT 2 JAMES COLE
Listing Terms	Cash, Conventional, FHA, Investor Financing
Lease Considered	No

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom	TBD
Bedroom	TBD
Bedroom	TBD

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,522

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,369 Property tax$153 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,522

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.5140%

ALL 7 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

—

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

1.13%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

Baytown LIttle League Park · 0.3mi
Frank Murdock Park · 0.4mi
Tejas Park · 0.5mi

grocery

Kroger · 0.3mi
Chevron · 1.4mi
Food Town · 1.6mi

place_of_worship

Trinity Tabernacle Assembly of God Church · 0.3mi
Second Baptist Church · 0.4mi
Redeemer Lutheran Church · 0.4mi

restaurant

McDonald's · 0.5mi
Dolly's Donuts · 1.4mi
McDonald's · 1.4mi

police_station

Baytown Area Crime Prevention Office · 0.9mi
Baytown Police Department - Training · 0.9mi
Baytown Police Department · 1.3mi

hospital

Houston Methodist San Jacinto Alexander Campus · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

7,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

7,000 / 7,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Copper

Brightspeed

100 / 10 Mbps

● LOW LATENCY

+ 2 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

7 comparable sales nearby · sold median $122/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

—

TIER: NEIGHBORHOOD

Subdivision name (MLS)— City · ZIP— County— Listings in subdivision— Active now1 Sold (last 12 mo)0 Curated amenities35

● Year-built distribution

2000s 1

Fire Protection

§ 11

Nearest station

Baytown Fire Department Station 4

Distance

0.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201254100 · ACS 2023

Median HH income

$59,539

ACS 2023

Median home value

$148,400

Census self-report

Owner-occupied

48%

1,873 housing units

Bachelor's+

11%

Adults 25+

Median age

41.8

Population 5,829

Work from home

8%

of commuters

Commute 45min+

3%

of commuters

Below poverty

25.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

702 Ruth Street, Baytown, TX 77520

Harris County · 29.74°N, 94.96°W

park

Baytown LIttle League Park

0.3 mi · 5 within 2 mi

grocery

Kroger

0.3 mi · 1 within 2 mi

place_of_worship

Trinity Tabernacle Assembly of God Church

0.3 mi · 5 within 2 mi

restaurant

McDonald's

0.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.