Schools

§ 03

District

Elementary	GREGORY-LINCOLN ED CTR	B
Middle	GREGORY-LINCOLN ED CTR	B
High	NORTHSIDE H S CCMR 81% · Grad 86%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience timeless elegance in the heart of downtown at unit 513 in the historic St. Germaine Lofts. Located at 705 Main Street, THIS beautifully maintained residence blends classic architectural charm with modern luxury. Featuring soaring ceilings, oversized windows, and an open-concept layout this unit is filled with natural light and offers stunning city views. The spacious kitchen is designed for both function and style, with sleep countertops, ample cabinetry, and stainless steel appliances. The primary suite offers a peaceful retreat with generous closet space. Enjoy the convenience of urban living with premier dining, entertainment, and business districts just steps away. A rare opportunity to own a sophisticated residence in one of downtown Houston's most iconic buildings. No short term rentals allowed.

Features

§ 02

Interior

Beamed Ceilings
Brick Walls
Open Beams Beamed Ceailings
Bedroom On Main Level
Bedroomon Upper Level
Elevator
En Suite Bathroom
Granite Counters
Upper Level Primary
Window Treatments
Ceiling Fans
Loft
Programmable Thermostat
Dryer
Dishwasher
Electric Cooktop
Disposal
Microwave

Exterior & lot

Deck
Rooftop
Assigned

Community

Fitness Center
Meeting Banquet Party Room
Party Room
Trash
Concierge
Key Card Entry
Fire Sprinkler System
Smoke Detectors
Style: Loft

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Condominium
Architectural Style	Loft
Year Built	1921
Year Built Source	PublicRecords
New Construction	No

Building

Levels	Two
Living Area	1,411 sq ft
Living Area Source	Appraiser
Building Area Total	1,411 sq ft
Construction	Glass, Steel, Concrete

Rooms & Baths

Bedrooms	2
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	4

Interior

Interior Features	Beamed Ceilings, Brick Walls, Open Beams Beamed Ceailings, Bedroom On Main Level, Bedroomon Upper Level, Elevator, En Suite Bathroom, Granite Counters, Upper Level Primary, Window Treatments, Ceiling Fans, Loft, Programmable Thermostat
Flooring	Concrete, Wood
Appliances	Dryer, Dishwasher, Electric Cooktop, Disposal, Microwave, Oven, Washer, Refrigerator, Wine Refrigerator
Laundry	Common Area, Electric Dryer Hookup
Windows	Window Coverings
Security	Key Card Entry, Fire Sprinkler System, Smoke Detectors

Exterior

Patio / Porch	Deck, Rooftop
Pool Private	No

Parking & Garage

Parking Features

Assigned

Location

County	Harris
MLS Area Major	9
MLS Area Minor	Downtown - Houston
Subdivision	St Germain Condos
Road Surface	Asphalt,Concrete
Postal Code	77002

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Energy Efficient	Thermostat

HOA / Association

HOA Fee	$1,013
HOA Fee Frequency	Monthly
HOA Name	Real Manage
Fee Includes	Common Area Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Amenities	Fitness Center, Meeting Banquet Party Room, Party Room, Trash, Concierge

Taxes, Terms & Disclosures

Tax Annual Amount	$6,692 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.84%
Parcel #	126-946-000-0073
Legal Description	UNIT 513 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AM
Listing Terms	Cash, Conventional, FHA
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 3

Living Room	18 x 14
Kitchen	22 x 9
Bedroom	14 x 12

Second level · 1

Primary Bedroom

16 x 14

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,744

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,186 Property tax$558 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,744

Yearly HOA fee $12,156

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2947%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

1.04%

→ stable

HOA & Community

§ 05

● HOA details

$1,013

MONTHLY

Association nameReal Manage Management co.— Website— Phone— Cert on filepending

Fee includes

CommonAreaInsurance · MaintenanceGrounds · MaintenanceStructure · Sewer · Trash · Water

● Community amenities

restaurant

Brasa's Steakhouse · 0.0mi
Starbucks · 0.0mi
Table 7 Bistro · 0.0mi

coffee

Starbucks · 0.0mi
Station 8 Coffe · 0.2mi
Corner Bakery · 0.2mi

bank

Chase Bank · 0.1mi
IBC Bank · 0.2mi
Chase · 0.3mi

grocery

Fannin Food Mart · 0.1mi
Downtown Convenience Store · 0.1mi
· 0.2mi

place_of_worship

Holy Cross Catholic Chapel · 0.1mi
Christ Church Cathedral · 0.1mi
Islamic Da'wah Center · 0.3mi

post_office

USPS SAM HOUSTON · 0.1mi
United States Postal Service · 0.2mi
The UPS Store · 0.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 2,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 2,000 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

1,000 / 75 Mbps

● LOW LATENCY

Fiber to the Premises

IBT Connect

940 / 940 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $224/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

St Germain Condos

TIER: SUBDIVISION

Subdivision name (MLS)St Germain Condos City · ZIPHouston · 77002 CountyHarris Listings in subdivision189 Active now7 Sold (last 12 mo)2 Curated amenities60

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 8

· Houston

Distance

0.8 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201980700 · ACS 2023

Median HH income

$139,038

ACS 2023

Median home value

$301,000

Census self-report

Owner-occupied

25%

1,096 housing units

Bachelor's+

80%

Adults 25+

Median age

37.7

Population 1,596

Work from home

19%

of commuters

Commute 45min+

0%

of commuters

Below poverty

11.5%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Fannin Food Mart

0.1 mi · 5 within 1.5 mi

Schools

Feet2Fins

0.1 mi · 5 within 1.5 mi

Parks

Main Street Promenade

0.2 mi · 5 within 1.5 mi

Restaurants

Flying Saucer Draught Emporium

0.0 mi · 8 within 1.5 mi

Cafés

Starbucks

0.0 mi · 5 within 1.5 mi

Gyms

MicMD

0.1 mi · 3 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13

● This Home

705 Main Street, Houston, TX 77002

Harris County · 29.76°N, 95.36°W

restaurant

Brasa's Steakhouse

0.0 mi · 6 within 2 mi

coffee

Starbucks

0.0 mi · 3 within 2 mi

bank

Chase Bank

0.1 mi · 2 within 2 mi

grocery

Fannin Food Mart

0.1 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.