Homes for Sale/Harris County/Houston/St Germain Condos
Active MLS #36218513 · 110 days on market

705 Main Street

Houston, TX 77002
Subdivision  ·  St Germain Condos
List Price
$160,000
$287/SF · 28.4% above neighborhood median
Beds
1
Baths
1
Sq Ft
557
Built
1921
County
Harris
Tax Rate
2.12%

Schools

§ 03
District
Elementary GREGORY-LINCOLN ED CTR B
Middle GREGORY-LINCOLN ED CTR B
High NORTHSIDE H S CCMR 81% · Grad 86% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Live in the heart of Downtown Houston at the historic St. Germain Building, ideally located at Main St. and Capitol with convenient access to METRORail, the downtown tunnel system, dining, entertainment, and major employment centers. This charming 5th-floor studio combines historic character with modern comforts, featuring hardwood flooring, soaring ceilings with exposed ductwork, exposed brick accents, and abundant storage throughout. The kitchen is equipped with granite countertops, built-in stainless steel appliances, and ample cabinet space. The spacious bathroom offers a large walk-in shower, oversized vanity, and dedicated washer/dryer area. Residents enjoy premium building amenities including a secure lobby with doorman service, gated parking, fitness center, recreation room for entertaining, and an outdoor patio complete with a grill and pergola. Experience low-maintenance urban living in one of Downtown Houston's most iconic Art Deco buildings.

Features

§ 02

Interior

  • Entrance Foyer
  • Granite Counters
  • Kitchen Family Room Combo
  • Pantry
  • Living Dining Room
  • Programmable Thermostat
  • Dryer
  • Washer Dryer Stacked
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Oven
  • Washer
  • Tile
  • Wood
  • Heat: Central

Exterior & lot

  • Deck
  • Rooftop
  • Additional Parking
  • Assigned
  • Controlled Entrance

Community

  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Security
  • Trash
  • Concierge
  • Door Man
  • Key Card Entry
  • Style: Mid Rise

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Architectural Style Mid Rise
Year Built 1921
Year Built Source PublicRecords
New Construction No

Building

Living Area 557 sq ft
Living Area Source Appraiser
Building Area Total 557 sq ft
Construction Concrete

Rooms & Baths

Bedrooms 1
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 3

Interior

Interior Features Entrance Foyer, Granite Counters, Kitchen Family Room Combo, Pantry, Living Dining Room, Programmable Thermostat
Flooring Tile, Wood
Appliances Dryer, Washer Dryer Stacked, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Oven, Washer
Laundry Stacked
Security Door Man, Key Card Entry

Exterior

Patio / Porch Deck, Rooftop
Pool Private No

Parking & Garage

Parking Features Additional Parking, Assigned, Controlled Entrance

Location

County Harris
MLS Area Major 9
MLS Area Minor Downtown - Houston
Subdivision St Germain Condos
Road Surface Concrete
Postal Code 77002

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Energy Efficient Thermostat

HOA / Association

HOA Fee $602
HOA Fee Frequency Monthly
HOA Name St Germain Lofts Homeowners Assoc
Fee Includes Common Area Insurance, Maintenance Grounds, Maintenance Structure, Recreation Facilities, Sewer, Trash, Water
Amenities Fitness Center, Meeting Banquet Party Room, Party Room, Security, Trash, Concierge

Taxes, Terms & Disclosures

Tax Annual Amount $3,390 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.12%
Parcel # 126-946-000-0071
Legal Description UNIT 511 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AM
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 10 x 8
Living Room 10 x 14
Kitchen 12 x 6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,243
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$961 Property tax$282 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,243
Yearly HOA fee $7,224

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2947%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.04%
→ stable

HOA & Community

§ 05
● HOA details
$602
MONTHLY
Association nameSt Germain Lofts Homeowners Assoc Management co. Website Phone Cert on filepending
Fee includes
CommonAreaInsurance · MaintenanceGrounds · MaintenanceStructure · RecreationFacilities · Sewer · Trash · Water
● Community amenities
restaurant
Brasa's Steakhouse · 0.0mi
Starbucks · 0.0mi
Table 7 Bistro · 0.0mi
coffee
Starbucks · 0.0mi
Station 8 Coffe · 0.2mi
Corner Bakery · 0.2mi
bank
Chase Bank · 0.1mi
IBC Bank · 0.2mi
Chase · 0.3mi
grocery
Fannin Food Mart · 0.1mi
Downtown Convenience Store · 0.1mi
· 0.2mi
place_of_worship
Holy Cross Catholic Chapel · 0.1mi
Christ Church Cathedral · 0.1mi
Islamic Da'wah Center · 0.3mi
post_office
USPS SAM HOUSTON · 0.1mi
United States Postal Service · 0.2mi
The UPS Store · 0.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
Fiber to the Premises
IBT Connect
940 / 940 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $224/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
St Germain Condos
TIER: SUBDIVISION
Subdivision name (MLS)St Germain Condos City · ZIPHouston · 77002 CountyHarris Listings in subdivision189 Active now7 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 8
· Houston
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201980700 · ACS 2023
Median HH income
$139,038
ACS 2023
Median home value
$301,000
Census self-report
Owner-occupied
25%
1,096 housing units
Bachelor's+
80%
Adults 25+
Median age
37.7
Population 1,596
Work from home
19%
of commuters
Commute 45min+
0%
of commuters
Below poverty
11.5%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Fannin Food Mart
0.1 mi · 5 within 1.5 mi

Schools

Feet2Fins
0.1 mi · 5 within 1.5 mi

Parks

Main Street Promenade
0.2 mi · 5 within 1.5 mi

Restaurants

Flying Saucer Draught Emporium
0.0 mi · 8 within 1.5 mi

Cafés

Starbucks
0.0 mi · 5 within 1.5 mi

Gyms

MicMD
0.1 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
705 Main Street, Houston, TX 77002
Harris County · 29.76°N, 95.36°W
restaurant
Brasa's Steakhouse
0.0 mi · 6 within 2 mi
coffee
Starbucks
0.0 mi · 3 within 2 mi
bank
Chase Bank
0.1 mi · 2 within 2 mi
grocery
Fannin Food Mart
0.1 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 5, 2026 Listed $160,000 Alex Rezende
Dec 31, 1920 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Alex Rezende · AroundTown Properties Inc
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 16, 2026.
MLS# 36218513 · LIST DATE: Jun 5, 2026 · PARCEL: 126-946-000-0071
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity