Homes for Sale/Harris County/Houston/St Germain Condo
Active MLS #97014544 · 122 days on market

705 Main Street

Houston, TX 77002
Subdivision  ·  St Germain Condo
List Price
$399,000
$173/SF · 22.5% below neighborhood median
Beds
2
Baths
3
Sq Ft
2,300
Built
1921
County
Harris
Tax Rate
2.84%

Schools

§ 03
District
Elementary GREGORY-LINCOLN ED CTR B
Middle GREGORY-LINCOLN ED CTR B
High NORTHSIDE H S CCMR 81% · Grad 86% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the heart of Downtown Houston just off Main Street, this stunning loft-style residence at St. Germain Lofts offers over 2,300 sq ft of living space with rare 2-level living, 2 bedrooms, and 2.5 baths. Previously updated with designer finishes while preserving original architectural character, this home features soaring ceilings, oversized windows, exposed elements, and an open-concept layout perfect for entertaining. The expansive primary suite occupies its own private level with a dedicated study or sitting area. Gourmet kitchen open to the living room showcase upscale finishes throughout. Exceptional storage and custom closet systems provide functionality rarely found in Downtown lofts. Includes 2 side-by-side assigned garage spaces. Enjoy walkability to restaurants, nightlife, sports venues, and the newly revitalized Main Street promenade improvements.

Features

§ 02

Interior

  • Bedroomon Upper Level
  • Double Vanity
  • En Suite Bathroom
  • Kitchen Island
  • Bath In Primary Bedroom
  • Main Level Primary
  • Tub Shower
  • Vaulted Ceilings
  • Ceiling Fans
  • Loft
  • Living Dining Room
  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Exterior & lot

  • Deck
  • Rooftop
  • Assigned
  • Controlled Entrance
  • Underground

Community

  • Controlled Access
  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Security
  • Trash
  • Concierge
  • Door Man
  • Key Card Entry
  • Fire Sprinkler System
  • Smoke Detectors
  • Style: Loft
  • Style: Mid Rise

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Architectural Style Loft, Mid Rise
Year Built 1921
Year Built Source PublicRecords
New Construction No

Building

Living Area 2,300 sq ft
Living Area Source Appraiser
Building Area Total 2,300 sq ft
Construction Concrete

Rooms & Baths

Bedrooms 2
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 4

Interior

Interior Features Bedroomon Upper Level, Double Vanity, En Suite Bathroom, Kitchen Island, Bath In Primary Bedroom, Main Level Primary, Tub Shower, Vaulted Ceilings, Ceiling Fans, Loft, Living Dining Room
Flooring Wood
Appliances Dryer, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Refrigerator, Washer, Cooktop
Laundry Electric Dryer Hookup
Security Door Man, Key Card Entry, Fire Sprinkler System, Smoke Detectors

Exterior

Patio / Porch Deck, Rooftop
Pool Private No

Parking & Garage

Parking Features Assigned, Controlled Entrance, Underground

Lot

Direction Faces South

Location

County Harris
MLS Area Major 9
MLS Area Minor Downtown - Houston
Subdivision St Germain Condo
Postal Code 77002

Utilities

Heating Central, Electric
Cooling Central Air, Electric

HOA / Association

HOA Fee $1,441
HOA Fee Frequency Monthly
HOA Name RealManage
Fee Includes Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Amenities Controlled Access, Fitness Center, Meeting Banquet Party Room, Party Room, Security, Trash, Concierge

Taxes, Terms & Disclosures

Tax Annual Amount $11,343 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.84%
Parcel # 126-946-000-0015
Legal Description UNIT 215 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AM
Listing Terms Cash, Conventional, Investor Financing
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom 19x19

Second level · 3

Bedroom 20x13
Living Room 19x18
Kitchen 11x20

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,341
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,396 Property tax$945 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,341
Yearly HOA fee $17,292

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2947%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.04%
→ stable

HOA & Community

§ 05
● HOA details
$1,441
MONTHLY
Association nameRealManage Management co. Website Phone Cert on filepending
Fee includes
MaintenanceGrounds · MaintenanceStructure · Sewer · Trash · Water
● Community amenities
restaurant
Brasa's Steakhouse · 0.0mi
Starbucks · 0.0mi
Table 7 Bistro · 0.0mi
coffee
Starbucks · 0.0mi
Station 8 Coffe · 0.2mi
Corner Bakery · 0.2mi
bank
Chase Bank · 0.0mi
IBC Bank · 0.2mi
Chase · 0.3mi
grocery
Fannin Food Mart · 0.1mi
Downtown Convenience Store · 0.1mi
· 0.2mi
place_of_worship
Holy Cross Catholic Chapel · 0.1mi
Christ Church Cathedral · 0.1mi
Islamic Da'wah Center · 0.3mi
post_office
USPS SAM HOUSTON · 0.1mi
United States Postal Service · 0.2mi
The UPS Store · 0.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
Fiber to the Premises
IBT Connect
940 / 940 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $224/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
St Germain Condo
TIER: SUBDIVISION
Subdivision name (MLS)St Germain Condo City · ZIPHouston · 77002 CountyHarris Listings in subdivision23 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 8
· Houston
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201980700 · ACS 2023
Median HH income
$139,038
ACS 2023
Median home value
$301,000
Census self-report
Owner-occupied
25%
1,096 housing units
Bachelor's+
80%
Adults 25+
Median age
37.7
Population 1,596
Work from home
19%
of commuters
Commute 45min+
0%
of commuters
Below poverty
11.5%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Fannin Food Mart
0.1 mi · 5 within 1.5 mi

Schools

Feet2Fins
0.1 mi · 5 within 1.5 mi

Parks

Main Street Promenade
0.2 mi · 5 within 1.5 mi

Restaurants

Flying Saucer Draught Emporium
0.0 mi · 8 within 1.5 mi

Cafés

Starbucks
0.0 mi · 5 within 1.5 mi

Gyms

MicMD
0.1 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
705 Main Street, Houston, TX 77002
Harris County · 29.76°N, 95.36°W
restaurant
Brasa's Steakhouse
0.0 mi · 6 within 2 mi
coffee
Starbucks
0.0 mi · 3 within 2 mi
bank
Chase Bank
0.0 mi · 2 within 2 mi
grocery
Fannin Food Mart
0.1 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 25, 2026 Listed $399,000 TJ Tirado
Dec 31, 1920 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by TJ Tirado · Better Homes and Gardens Real Estate Gary Greene - West Gray
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 5, 2026.
MLS# 97014544 · LIST DATE: May 25, 2026 · PARCEL: 126-946-000-0015
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 2:49 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity