Homes for Sale/Galveston County/Galveston/Caribbean Twnhms
Active MLS #21150723 · 236 days on market

7516 Stewart Road

Galveston, TX 77551
Subdivision  ·  Caribbean Twnhms
List Price
$299,000
$180/SF · 34.3% below neighborhood median
Beds
3
Baths
3
Sq Ft
1,658
Built
1989
Lot
2,174 sf
County
Galveston
Tax Rate
1.32%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Updated 3 BR townhouse located just ONE BLOCK to the beach, offering the perfect blend of comfort and style. This inviting home has been refreshed with new paint and coastal décor, creating a light and airy atmosphere throughout. The spacious living room features a cozy fireplace, soaring vaulted ceilings, and an abundance of windows that flood the space with natural light while providing views of the private courtyard. The well-designed layout includes generously sized rooms with plenty of space for family and guests to feel at home. The large primary suite serves as a true retreat, complete with an ensuite bath featuring a soaking tub and decorative tile. This move-in ready home is perfectly suited as a primary residence or second home. Addt'l highlights include a two-car garage for parking/storage, as well as an outdoor patio. With its prime location, this home is a true coastal retreat. Short term rentals not allowed. Great seller fin@ncing available. Call for details!

Features

§ 02

Interior

  • High Ceilings
  • Vaulted Ceilings
  • Window Treatments
  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Washer
  • Refrigerator
  • Engineered Hardwood
  • Plank
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air

Exterior & lot

  • Deck
  • Patio
  • Roof: Other
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Maintenance Grounds
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Townhouse
Sub Type Additional Townhouse
Architectural Style Traditional
Year Built 1989
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,658 sq ft
Living Area Source Appraiser
Building Area Total 1,658 sq ft
Foundation Slab
Construction Cement Siding, Wood Siding
Roof Other

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 10

Interior

Interior Features High Ceilings, Vaulted Ceilings, Window Treatments
Flooring Engineered Hardwood, Plank, Tile, Vinyl
Appliances Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Washer, Refrigerator
Laundry Laundry In Utility Room
Windows Window Coverings

Exterior

Exterior Features Deck, Patio
Patio / Porch Deck, Patio
Pool Private No

Parking & Garage

Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 2,174
Lot Size Source Appraiser
Direction Faces West

Location

County Galveston
MLS Area Major 33
MLS Area Minor Near West End
Subdivision Caribbean Twnhms
Postal Code 77551

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public

HOA / Association

HOA Fee $440
HOA Fee Frequency Monthly
HOA Name Caribbean Townhouse Association
Fee Includes Common Areas, Insurance, Maintenance Grounds, Maintenance Structure
Amenities Maintenance Grounds

Taxes, Terms & Disclosures

Tax Annual Amount $3,955
Tax Year 2025
Tax Rate (est.) 1.32%
Parcel # 2295-0002-0003-000
Legal Description ABST 121 HALL & JONES SUR LOT 3 BLK 2 THE CARIBBEAN
Listing Terms Cash, Conventional, Owner May Carry, Other
Lease Considered No

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 5

Living Room 20X12
Dining Room 14x11
Kitchen 11x10
Utility Room 8x8
Breakfast Room Nook 16x13

Second level · 5

Bedroom 12x10
Bedroom 13x10
Primary Bedroom 16x12
Bathroom 9x5
Primary Bathroom 9x8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,125
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,795 Property tax$330 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,125
Yearly HOA fee $5,280

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
$440
MONTHLY
Association nameCaribbean Townhouse Association Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · Insurance · MaintenanceGrounds · MaintenanceStructure
● Community amenities
restaurant
Sapori Ristorante · 0.1mi
Home Cut Donuts · 0.8mi
Golden Corral · 0.9mi
place_of_worship
Lighthouse Family Church · 0.1mi
The Church of Jesus Christ of Latter-day Saints · 0.1mi
Zion Retreat Center - St. Francis of the Island Lutheran Church · 0.7mi
park
· 0.3mi
· 0.5mi
Schreiber Park · 0.5mi
gym
Yogaflow · 0.4mi
Galveston Holistic Wellness · 0.6mi
Bent on Healthy Living Wellness Center · 1.6mi
veterinary
Paradise Persians · 0.4mi
AnimalCrackers Chiropractic · 0.7mi
Galveston Veterinary Clinic · 1.3mi
bank
Moody Bank · 0.5mi
ATM Wal-mart · 0.6mi
Frost Bank · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 10.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $275/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Caribbean Twnhms
TIER: SUBDIVISION
Subdivision name (MLS)Caribbean Twnhms City · ZIPGalveston · 77551 CountyGalveston Listings in subdivision12 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1985s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 4
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167725700 · ACS 2023
Median HH income
$115,697
ACS 2023
Median home value
$316,600
Census self-report
Owner-occupied
84%
1,057 housing units
Bachelor's+
52%
Adults 25+
Median age
46.8
Population 2,428
Work from home
25%
of commuters
Commute 45min+
6%
of commuters
Below poverty
1.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
7516 Stewart Road, Galveston, TX 77551
Galveston County · 29.26°N, 94.84°W
restaurant
Sapori Ristorante
0.1 mi · 2 within 2 mi
place_of_worship
Lighthouse Family Church
0.1 mi · 4 within 2 mi
park
0.3 mi · 4 within 2 mi
gym
Yogaflow
0.4 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 30, 2026 Listed $299,000 Kathy Kendrick
Dec 31, 1988 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kathy Kendrick · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 21150723 · LIST DATE: Jan 30, 2026 · PARCEL: 2295-0002-0003-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity