Homes for Sale/Waller County/Katy/Sunterra
Active MLS #65427041 · 11 days on market

764 Lake Lacosta Drive

Katy, TX 77493
Subdivision  ·  Sunterra
List Price
$445,000
$182/SF · 9.7% above neighborhood median
Beds
4
Baths
3
Sq Ft
2,445
Built
2023
Lot
5,066 sf
Garage
2-car
County
Waller
Tax Rate
3.08%

Schools

§ 03
District
Elementary JAMES & MITZI CROSS EL N/R
Middle HASKETT J H B
High FREEMAN H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

INVESTMENT ONLY !!! GOOD RENTAL INCOME. TENANT OCCUPIED- NO SHOWING !!! WATER FOUNTAIN, LAKEVIEW + GATED + LUXURY APPLIANCES + KATY ISD + WALKING DISTANCE TO CRYSTAL LAGOON. DO NOT MISS OUT ON THIS AMAZING HOME. The kitchen opens to the fireplace and the living room. Breakfast nook with marvelous lake view. LUXURY Stainless Steel Appliances with 4 Burner Cooktop and a beautiful backsplash with 42" cabinets, HUGE granite countertops where you can enjoy breakfast, dinner & quick bites with friends while chatting. MASTER BEDROOM with Lakeview makes you feel so relaxed every morning; marvelous MASTER BATH with separate Garden soaking Tub and Shower. DREAM !!! Open Concept Interior Design, High Ceiling BEAUTIFUL HOME. A community with so many amenities that make every day a vacation: Crystal Lagoon, Lazy River, tennis courts, dog parks, playgrounds, footballs, and swimming pools, commercial areas...& so much more. Tenant in place. Rental income on day 1 !!!

Features

§ 02

Interior

  • Bedroom On Main Level
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • High Ceilings
  • Instant Hot Water
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Soaking Tub
  • Tub Shower
  • Three Bedrooms Up
  • Upper Level Primary
  • Vaulted Ceilings
  • Walk In Pantry
  • Walk In Closets

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Tennis Courts
  • Cul De Sac
  • Subdivision
  • Views
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Garage

Community

  • Beach Rights
  • Beach Access
  • Clubhouse
  • Controlled Access
  • Sport Court
  • Dog Park
  • Fitness Center
  • Maintenance Grounds
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Security
  • Tennis Courts
  • Trails

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2023
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,445 sq ft
Living Area Source Appraiser
Building Area Total 2,445 sq ft
Foundation Slab
Construction Brick, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features Bedroom On Main Level, Crown Molding, Double Vanity, En Suite Bathroom, High Ceilings, Instant Hot Water, Kitchen Island, Kitchen Family Room Combo, Pantry, Self Closing Cabinet Doors, Self Closing Drawers, Soaking Tub, Tub Shower, Three Bedrooms Up, Upper Level Primary, Vaulted Ceilings, Walk In Pantry, Walk In Closets, Wired For Sound, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Tile, Vinyl
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Microwave, Energy Star Qualified Appliances, Instant Hot Water
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Prewired, Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fully Fenced, Fence, Sprinkler Irrigation, Patio, Private Yard, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Parking Features Garage, Garage Door Opener

Lot

Lot Size (sq ft) 5,066
Lot Size (acres) 0.1163
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision, Views, Pond On Lot

Location

County Waller
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Sunterra
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Doors, Hvac, Insulation, Lighting, Roof, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,700
HOA Fee Frequency Annually
HOA Name Sunterra POA
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Beach Access, Clubhouse, Controlled Access, Sport Court, Dog Park, Fitness Center, Maintenance Grounds, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Pickleball, Park, Pool, Security, Tennis Courts, Trails, Trash, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $13,700
Tax Year 2024
Tax Rate (est.) 3.08%
Parcel # 800007-001-057-000
Legal Description S800007 SUNTERRA SECTION 7 BLK 1 LOT 57
Listing Terms Cash, Conventional, Investor Financing
Lease Considered Yes
Disclosures None

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Living Room 18 x 15
Dining Room 12 x 14
Bedroom 13 x 10
Porch 16 x 8

Second level · 4

Primary Bedroom 16 x 14
Bedroom 12 x 10
Bedroom 14 x 12
Game Room 16 x 14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Harris-Waller Counties MUD 5 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
1.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32076879157 Filed underHarris-Waller Counties Municipal Utility District No. 5 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,814
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,672 Property tax$1,142 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,814
Yearly HOA fee $1,700

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
—
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.56%
→ stable

HOA & Community

§ 05
● HOA details
$1,700
ANNUALLY
Association nameSunterra POA Management co.— Websitevisit Phone(281) 371-6134 Cert on filehoa.texas.gov
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
The Retreat Playground · 0.3mi
The Retreat Playground · 0.4mi
Sunterra Lagoon · 0.6mi
gym
Retreat Gym · 0.3mi
Retreat Gym · 0.3mi
Retreat Gym · 0.9mi
daycare
Kiddie Academy of Sunterra · 0.9mi
Kiddie Academy of Sunterra · 1.0mi
Kiddie Academy of Sunterra · 1.3mi
place_of_worship
Assembly of God in Katy Church · 2.4mi
Assembly of God in Katy Church · 3.2mi
Assembly of God in Katy Church · 3.6mi
grocery
H-E-B · 2.6mi
H-E-B · 3.3mi
H-E-B · 3.6mi
hospital
Eye Eye Doc · 2.7mi
Eye Eye Doc · 3.4mi
Eye Eye Doc · 3.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48473C SFHA NO SOURCE 48473C_LOMC7
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $166/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra City · ZIPKaty · 77493 CountyWaller Listings in subdivision8,969 Active now365 Sold (last 12 mo)841 Curated amenities60
● Year-built distribution
2020s 96 2025s 269

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
3.0 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48473680100 · ACS 2023
Median HH income
$142,971
ACS 2023
Median home value
$392,100
Census self-report
Owner-occupied
84%
3,206 housing units
Bachelor's+
48%
Adults 25+
Median age
32.9
Population 10,988
Work from home
30%
of commuters
Commute 45min+
20%
of commuters
Below poverty
6.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
764 Lake Lacosta Drive, Katy, TX 77493
Waller County · 29.84°N, 95.86°W
park
The Retreat Playground
0.3 mi · 12 within 2 mi
gym
Retreat Gym
0.3 mi · 4 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 5, 2026 Listed $445,000 Bijou Tran
Dec 31, 2022 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Bijou Tran · Keller Williams Premier Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 6, 2026.
MLS# 65427041 · LIST DATE: Oct 5, 2026 · PARCEL: 800007-001-057-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:15 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity