Homes for Sale/Harris County/Houston/Settegast Gardens Sec 04
Active MLS #43983531 · 29 days on market

7965 Fields Street

Houston, TX 77028
Subdivision  ·  Settegast Gardens Sec 04
List Price
$218,000
$188/SF
Beds
3
Baths
2
Sq Ft
1,160
Built
2004
Lot
0.11 ac
Garage
1-car
County
Harris
Tax Rate
1.61%

Schools

§ 03
District
Elementary ELMORE EL C
Middle KEY MIDDLE B
High KASHMERE H S CCMR 90% · Grad 63% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

**INVESTORS ONLY! ** Income-producing investment opportunity in the Settegast Gardens community with a long-term tenant currently in place. The same tenant has occupied the property since **2008** and recently renewed the lease in August 2026. This property will provide immediate rental income from day one. Currently leased at $1,075 but starting October 1st increases to $1,150 per month. The property needs some TLC, offering an investor the opportunity to make improvements while maintaining an established rental income stream. Major updates, recent HVAC repair per tenant Ideal for an investor seeking an occupied rental property with an established tenant and immediate cash flow. Tenant intends to remain in the property. INVESTOR PURCHASE ONLY

Features

§ 02

Interior

  • All Bedrooms Down
  • Pantry
  • Tub Shower
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Carpet
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Electric Dryer Hookup

Exterior & lot

  • Fully Fenced
  • Subdivision
  • Side Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No
Builder Name Mayberry Homes

Building

Stories 1
Levels One
Living Area 1,160 sq ft
Living Area Source Appraiser
Building Area Total 1,160 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 8

Interior

Interior Features All Bedrooms Down, Pantry, Tub Shower, Kitchen Dining Combo
Flooring Carpet, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range
Laundry Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fully Fenced
Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1148
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard

Location

County Harris
MLS Area Major 2
MLS Area Minor Northeast Houston
Subdivision Settegast Gardens Sec 04
Road Surface Asphalt
Postal Code 77028

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $200
HOA Fee Frequency Annually
Fee Includes Other

Taxes, Terms & Disclosures

Tax Annual Amount $3,514 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.61%
Parcel # 086-234-000-0061
Legal Description LT 56 BLK 12 SETTEGAST GARDENS SEC 4
Listing Terms Cash, Conventional, Investor Financing
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 8

Primary Bedroom 14 X 11
Bedroom 10 X 10
Bedroom 10 X 10
Kitchen
Dining Room 9 X 8
Living Room 15 X 13
Primary Bathroom
Utility Room

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,602
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,309 Property tax$293 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,602
Yearly HOA fee $200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
● HOA details
$200
ANNUALLY
Association name Management co. Website Phone Cert on filepending
Fee includes
Other
● Community amenities
place_of_worship
Moreh Church of God in Christ · 0.1mi
Pilgrim Rest Baptist Church · 0.2mi
Holy Ghost Pentecostal Church · 0.2mi
park
Hobart Taylor Park · 0.3mi
· 0.3mi
· 0.9mi
grocery
Valero · 0.4mi
· 1.1mi
Love's · 1.1mi
bank
Chase Bank · 0.9mi
Chase Bank · 3.1mi
Bank of America (with Drive-thru ATM) · 4.8mi
gas_station
Shell · 1.0mi
Exxon · 1.1mi
Texaco · 1.2mi
restaurant
Hunt Brothers Pizza · 1.1mi
Arby's · 1.1mi
McDonald's · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Settegast Gardens Sec 04
TIER: SUBDIVISION
Subdivision name (MLS)Settegast Gardens Sec 04 City · ZIPHouston · 77028 CountyHarris Listings in subdivision24 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 45
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201230900 · ACS 2023
Median HH income
$30,088
ACS 2023
Median home value
$77,800
Census self-report
Owner-occupied
46%
1,647 housing units
Bachelor's+
10%
Adults 25+
Median age
27.9
Population 4,409
Work from home
6%
of commuters
Commute 45min+
9%
of commuters
Below poverty
39.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Wayside Supermarket
0.2 mi · 3 within 1.5 mi

Schools

B.C. Elmore Elementary School
0.4 mi · 4 within 1.5 mi

Parks

Hobart Taylor Park
0.5 mi · 5 within 1.5 mi

Restaurants

Tino’s Tacos
0.1 mi · 8 within 1.5 mi

Cafés

McDonald's
1.0 mi · 2 within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 6, 2026.

Location & Neighborhood

§ 13
● This Home
7965 Fields Street, Houston, TX 77028
Harris County · 29.81°N, 95.28°W
place_of_worship
Moreh Church of God in Christ
0.1 mi · 7 within 2 mi
park
Hobart Taylor Park
0.3 mi · 5 within 2 mi
grocery
Valero
0.4 mi · 4 within 2 mi
bank
Chase Bank
0.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 25, 2026 Listed $218,000 Verenda Hodge
Dec 31, 2003 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Verenda Hodge · RE/MAX Integrity
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 14, 2026.
MLS# 43983531 · LIST DATE: Aug 25, 2026 · PARCEL: 086-234-000-0061
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity