Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Southwest
Active MLS #2800897 · 59 days on market

9606 Amber Bluff Lane

Katy, TX 77494
Subdivision  ·  Cinco Ranch Southwest
List Price
$415,000
$162/SF · 17.7% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,564
Built
2010
Lot
6,462 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.51%

Schools

§ 03
District
Elementary TOM WILSON EL A
Middle SEVEN LAKES J H A
High SEVEN LAKES H S CCMR 92% · Grad 100% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Gorgeous 1.5 story home, 4 bedrooms and 3 full baths in the highly sought-after master-planned community of Cinco Ranch Southwest, featuring outstanding amenities and zoned to award-winning Katy ISD schools. A private study at the front of the home provides a quiet workspace with views of the front yard. The open-concept main floor offers a spacious family room with a gas fireplace, breakfast area, and island kitchen filled with natural light and overlooking the backyard. The kitchen features granite countertops, abundant cabinetry, stainless steel appliances, a large pantry, breakfast bar, and a window over the sink. The spacious primary suite easily accommodates large furniture and includes a spa-inspired bath with dual sinks, a garden tub, separate glass shower with built-in seat, and a walk-in closet. Upstairs you’ll find a huge game room. Enjoy the extended covered spacious backyard, perfect for relaxing or entertaining. Fresh paint thought-out the interior/all exterior siding.

Features

§ 02

Interior

  • Breakfast Bar
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator

Exterior & lot

  • Deck
  • Fully Fenced
  • Fence
  • Patio
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,564 sq ft
Living Area Source Appraiser
Building Area Total 2,564 sq ft
Foundation Slab
Construction Brick, Unknown
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Tub Shower, Walk In Closets, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Laminate, Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Deck, Fully Fenced, Fence, Patio
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 6,462
Lot Size (acres) 0.1483
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch Southwest
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Windows

HOA / Association

HOA Yes
HOA Fee $1,250
HOA Fee Frequency Annually
HOA Name Cinco Ranch Residential HOA

Taxes, Terms & Disclosures

Tax Annual Amount $10,398 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.51%
Parcel # 2278-13-002-0060-914
Legal Description CINCO RANCH SOUTHWEST SEC 13, BLOCK 2, LOT 6
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 7

Primary Bedroom 18x16
Bedroom 12x11
Bedroom 12x11
Bedroom 12x8
Living Room 23x15
Kitchen 12X10
Office 11X11

Second level · 1

Game Room 16X15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionCinco Southwest MUD 2 CountyFort Bend TCEQ District ID2286783 Bonded indebtedness Current year rate FetchedApr 26, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5950 Resolved MUD jurisdiction Cinco Southwest MUD 2 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.7350
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064198412 Filed underCinco Southwest Municipal Utility District #2 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,358
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,492 Property tax$866 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,358
Yearly HOA fee $1,250

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2307%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.59%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,250
ANNUALLY
Association nameCinco Ranch Residential HOA Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
● Community amenities
park
· 0.1mi
· 0.2mi
· 0.1mi
urgent_care
Texas Children's Urgent Care Cinco Ranch · 0.4mi
Next Level Urgent Care - Cinco Ranch · 0.5mi
Texas Children's Urgent Care Cinco Ranch · 0.6mi
daycare
Ivy Kids of Cinco Ranch · 0.5mi
Ivy Kids of Cinco Ranch · 0.6mi
Kids 'R' Kids Learning Academy of Seven Lakes · 0.6mi
veterinary
Spring Green Pet Clinic · 0.6mi
Spring Green Pet Clinic · 0.7mi
Bingle Vet Katy · 1.5mi
restaurant
Hurts Donut Co · 0.6mi
McDonald's · 0.6mi
Subway · 0.7mi
pharmacy
CVS Pharmacy · 0.6mi
CVS Pharmacy · 0.6mi
Walgreens · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $197/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Southwest City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision8,483 Active now37 Sold (last 12 mo)72 Curated amenities60
● Year-built distribution
2005s 12 2010s 25

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673109 · ACS 2023
Median HH income
$140,585
ACS 2023
Median home value
$372,400
Census self-report
Owner-occupied
76%
3,065 housing units
Bachelor's+
64%
Adults 25+
Median age
38.1
Population 10,899
Work from home
32%
of commuters
Commute 45min+
11%
of commuters
Below poverty
6.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
9606 W Amber Bluff Lane, Katy, TX 77494
Fort Bend County · 29.70°N, 95.81°W
park
0.1 mi · 10 within 2 mi
urgent_care
Texas Children's Urgent Care Cinco Ranch
0.4 mi · 2 within 2 mi
daycare
Ivy Kids of Cinco Ranch
0.5 mi · 3 within 2 mi
veterinary
Spring Green Pet Clinic
0.6 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 26, 2026 Listed $415,000 Linda Huang
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Linda Huang · Forever Realty, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 2800897 · LIST DATE: Jul 26, 2026 · PARCEL: 2278-13-002-0060-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity