Homes for Sale/Galveston County/Crystal Beach/Surfside Ests
Active MLS #29786542 · 196 days on market

970 Surfside Drive

Crystal Beach, TX 77650
Subdivision  ·  Surfside Ests
List Price
$632,606
$505/SF · 62.1% above neighborhood median
Beds
0
Baths
1
Sq Ft
1,252
Built
2010
Lot
0.50 ac
Garage
0-car
County
Galveston
Tax Rate
0.61%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Boutique retail opportunity in the heart of Crystal Beach! Situated on a large double lot with ample parking, this versatile property offers an expansive interior with soaring cathedral ceilings that create an open and inviting retail environment. The layout includes multiple smaller rooms ideal for displaying a variety of merchandise, private offices, or additional retail spaces. Features include fitting rooms, a kitchen area, and built-in display cabinets that provide both storage and attractive merchandising options. The flexible floor plan makes this property suitable for a boutique, specialty shop, gallery, office space, or mixed retail concept. Great visibility and plenty of space for customers make this a unique opportunity in the growing Crystal Beach community.

Features

§ 02

Interior

  • High Ceilings
  • Bath In Primary Bedroom
  • Vaulted Ceilings
  • Dishwasher
  • Electric Oven
  • Free Standing Range
  • Microwave
  • Oven
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fence
  • Porch
  • Patio
  • Subdivision
  • Side Yard
  • Partial
  • Roof: Composition

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source Appraiser
New Construction No

Building

Stories 1
Levels One
Living Area 1,252 sq ft
Living Area Source Appraiser
Building Area Total 1,252 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 0
Bathrooms (total) 1
Bathrooms Full 0
Bathrooms Half 1
Rooms Total 2

Interior

Interior Features High Ceilings, Bath In Primary Bedroom, Vaulted Ceilings
Flooring Laminate, Tile
Appliances Dishwasher, Electric Oven, Free Standing Range, Microwave, Oven

Exterior

Exterior Features Deck, Fence, Porch, Patio
Patio / Porch Deck, Patio, Porch
Fencing Partial
Pool Private No

Parking & Garage

Garage Spaces 0

Lot

Lot Size (acres) 0.5000
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard
Direction Faces West

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Surfside Ests
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic

Taxes, Terms & Disclosures

Tax Annual Amount $3,886
Tax Year 2025
Tax Rate (est.) 0.61%
Parcel # 6898-0000-0022-000
Legal Description SURFSIDE ESTATES (2007) ABST 65, LOT 22, ACRES 0.5
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Living Room
Office

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,123
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,799 Property tax$324 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,123

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Neches Federal Credit Union · 0.1mi
Neches go Atm · 0.1mi
Texas First Bank ATM · 0.3mi
restaurant
Tia Juanita's Fish Camp · 0.7mi
Stingaree · 1.2mi
Salty Bovine Pit House · 2.0mi
gym
Sweat Fitness · 0.7mi
post_office
United States Postal Service · 1.3mi
United States Postal Service · 9.9mi
grocery
Swede's Quick Stop · 1.8mi
TJ's Discount Groceries · 2.9mi
park
· 5.5mi
Smith Point Park · 9.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $312/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Surfside Ests
TIER: SUBDIVISION
Subdivision name (MLS)Surfside Ests City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision6 Active now2 Sold (last 12 mo)0 Curated amenities17
● Year-built distribution
2005s 1 2010s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
970 Surfside Drive, Crystal Beach, TX 77650
Galveston County · 29.47°N, 94.61°W
bank
Neches Federal Credit Union
0.1 mi · 5 within 2 mi
restaurant
Tia Juanita's Fish Camp
0.7 mi · 3 within 2 mi
gym
Sweat Fitness
0.7 mi · 1 within 2 mi
post_office
United States Postal Service
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Mar 12, 2026 Listed $632,606 Mary Appleby
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Mary Appleby · Ebby Halliday, REALTORS
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Mar 14, 2026.
MLS# 29786542 · LIST DATE: Mar 12, 2026 · PARCEL: 6898-0000-0022-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 2:49 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity