Homes for Sale/Galveston County/Crystal Beach/Pearl Beach
Active MLS #17999760 · 163 days on market

978 Mary Ann

Crystal Beach, TX 77650
Subdivision  ·  Pearl Beach
List Price
$320,000
$307/SF
Beds
2
Baths
2
Sq Ft
1,044
Built
2004
Lot
0.10 ac
Garage
1-car
County
Galveston
Tax Rate
1.55%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Charming 2/2 located in the heart of Crystal Beach. Open concept with spacious kitchen and dining area. Located right across from the Big Store, you can't get anymore centrally located than this home! Direct beach access to the subdivision means the Beach is just a short walk or golf cart ride away! New outside AC unit and hot water heater installed in 2023

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Other
  • Roof: Composition
  • Attached
  • Garage

Community

  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,044 sq ft
Living Area Source Appraiser
Building Area Total 1,044 sq ft
Construction Other
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 2

Exterior

Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.0973
Lot Size Source Appraiser
Lot Features Other

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Pearl Beach
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Sewer Septic Tank

Taxes, Terms & Disclosures

Tax Annual Amount $4,957
Tax Year 2023
Tax Rate (est.) 1.55%
Parcel # 5670-0000-0006-001
Legal Description ABST 65 FRANKS B SUR LOT 6 (6-1) PEARL BEACH ADDN
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Primary Bedroom 1
Bedroom 1

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,334
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,921 Property tax$413 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,334

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Texas First Bank ATM · 0.2mi
The Big Store and Ace Hardware · 0.2mi
ATM · 0.3mi
restaurant
Tia Juanita's Fish Camp · 0.5mi
Stingaree · 1.4mi
Salty Bovine Pit House · 1.8mi
gym
Sweat Fitness · 0.6mi
post_office
United States Postal Service · 1.1mi
United States Postal Service · 9.7mi
grocery
Swede's Quick Stop · 1.6mi
TJ's Discount Groceries · 2.7mi
park
· 5.3mi
Smith Point Park · 9.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pearl Beach
TIER: SUBDIVISION
Subdivision name (MLS)Pearl Beach City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision119 Active now13 Sold (last 12 mo)6 Curated amenities17
● Year-built distribution
1985s 2 2000s 1 2010s 7 2015s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
978 Mary Ann, Crystal Beach, TX 77650
Galveston County · 29.47°N, 94.61°W
bank
Texas First Bank ATM
0.2 mi · 5 within 2 mi
restaurant
Tia Juanita's Fish Camp
0.5 mi · 3 within 2 mi
gym
Sweat Fitness
0.6 mi · 1 within 2 mi
post_office
United States Postal Service
1.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 14, 2026 Listed $320,000 Colby Walters
Dec 31, 2003 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Colby Walters · Swedes Real Estate LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 6, 2026.
MLS# 17999760 · LIST DATE: Apr 14, 2026 · PARCEL: 5670-0000-0006-001
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 6:53 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity