Homes for Sale/Montgomery County/Montgomery/Bentwater
Active MLS #17570295 · 43 days on market

98 Camden Hills Drive

Montgomery, TX 77356
Subdivision  ·  Bentwater
List Price
$479,990
$212/SF · 13.1% above neighborhood median
Beds
4
Baths
4
Sq Ft
2,266
Built
2026
Lot
0.17 ac
Garage
2-car
County
Montgomery
Tax Rate
0.20%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BRAND-NEW CONSTRUCTION in Bentwater, a prestigious 24/7 guard-gated golf and waterfront community on Lake Conroe. This luxury home features 4 bedrooms, 4 full baths, high-end finishes, and modern elegance throughout. The open-concept design offers custom cabinetry, a sleek electric fireplace, and expansive sliding glass doors connecting indoor and outdoor living. The chef’s kitchen includes premium upgrades and designer details, ideal for entertaining. Residents enjoy championship golf, marina access, fine dining, swimming pools, tennis, pickleball, and resort-style amenities.

Features

§ 02

Interior

  • Hot Tub Spa
  • Quartz Counters
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Deck
  • Patio
  • Subdivision
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Gated
  • Guard
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition New Construction
Builder Name 11 11 Capital LLC

Building

Stories 1
Levels One
Living Area 2,266 sq ft
Living Area Source Builder
Building Area Total 2,266 sq ft
Foundation Pillar Post Pier, Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features Hot Tub Spa, Quartz Counters
Flooring Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range
Laundry Washer Hookup, Gas Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Patio
Patio / Porch Deck, Patio
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1652
Lot Size Source Survey
Lot Features Subdivision

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $996
HOA Fee Frequency Annually
HOA Name Bentwater POA
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Gated, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $964 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.20%
Parcel # 216028
Legal Description BENTWATER 29, BLOCK 1, LOT 3
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 8

Primary Bedroom 14x13
Bedroom 12X12
Bedroom 12X12
Bedroom 13X12
Living Room 24X16
Dining Room 18X10
Kitchen 21X10
Utility Room 11x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,962
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,882 Property tax$80 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,962
Yearly HOA fee $996

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$996
ANNUALLY
Association nameBentwater POA Management co. Websitevisit Phone(936) 597-5532 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
gym
pool · 0.2mi
pool · 0.2mi
CrossFit Kovu · 3.2mi
post_office
USPS Collection Box · 0.2mi
USPS Collection Box · 0.3mi
Lone Star Post, Pack and Parcel · 3.5mi
place_of_worship
Scott Ridge Church · 0.8mi
Scott Ridge Church · 0.8mi
Brownwood Church · 4.1mi
grocery
· 0.8mi
· 0.9mi
Chevron Food Mart · 1.8mi
gas_station
Chevron · 0.8mi
Chevron Food Mart · 1.9mi
restaurant
· 1.2mi
· 1.3mi
Whataburger · 3.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $187/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision8,827 Active now75 Sold (last 12 mo)101 Curated amenities60
● Year-built distribution
1990s 8 1995s 16 2000s 6 2005s 11 2010s 2 2015s 6 2020s 9 2025s 10

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
0.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Dollar General
0.2 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

None within 1.5 mi

Restaurants

Crescent Grille
1.0 mi · 2 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

pool
1.0 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
98 Camden Hills Drive, Montgomery, TX 77356
Montgomery County · 30.43°N, 95.64°W
gym
pool
0.2 mi · 2 within 2 mi
post_office
USPS Collection Box
0.2 mi · 2 within 2 mi
place_of_worship
Scott Ridge Church
0.8 mi · 2 within 2 mi
grocery
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 12, 2026 Listed $479,990 Fredy Penaranda
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Fredy Penaranda · Realty Of America, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 17570295 · LIST DATE: Aug 12, 2026 · PARCEL: 216028
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity