Homes for Sale/Montgomery County/Montgomery/Bentwater 02
Active MLS #98824530 · 111 days on market

98 Victoria Drive

Montgomery, TX 77356
Subdivision  ·  Bentwater 02
List Price
$559,000
$151/SF
Beds
3
Baths
4
Sq Ft
3,698
Built
2003
Lot
0.22 ac
Garage
2-car
County
Montgomery
Tax Rate
1.36%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Step behind the gates and into the prestigious Bentwater Community, where you will find this charming one-and-a-half-story light-filled residence featuring picturesque windows throughout and custom built-ins in several rooms. The well-appointed kitchen features an industrial gas oven, instant hot water, separate ice maker, & built-in warmer. The living area showcases a double-sided fireplace, shared by the breakfast area creating a warm & inviting focal point. Spacious primary suite, complete with an en suite bathroom, a large jacuzzi tub, dual vanity areas, and a generous walk-in closet. Upstairs, a private media room includes a half bath and screened in balcony. Outdoor living is enhanced by a covered patio, quaint swimming pool w/ a waterfall & hot tub, a nearby fire pit, & beautifully designed flatwork. The home has several recent updates, including fresh paint inside & out, new carpet, & tile flooring. Roof was replaced within the last few years & Windows have a lifetime warranty.

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • Instant Hot Water
  • Jetted Tub
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Split Bedrooms
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Double Oven

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fence
  • Patio
  • Tennis Courts
  • Near Golf Course
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Heated
  • In Ground
  • Pool Spa Combo

Community

  • Basketball Court
  • Boat Dock
  • Marina
  • Boat Ramp
  • Clubhouse
  • Controlled Access
  • Dog Park
  • Fitness Center
  • Golf Course
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Security
  • Tennis Courts
  • Security System Owned
  • Smoke Detectors

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,698 sq ft
Living Area Source Appraiser
Building Area Total 3,698 sq ft
Foundation Slab
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 6
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Breakfast Bar, Crown Molding, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Granite Counters, Instant Hot Water, Jetted Tub, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Split Bedrooms, Separate Shower, Tub Shower, Walk In Closets, Ceiling Fans
Flooring Carpet, Tile
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Ice Maker, Microwave, Instant Hot Water
Laundry Washer Hookup, Gas Dryer Hookup
Security Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fence, Patio, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features Heated, In Ground, Pool Spa Combo, Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.2204
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater 02
Postal Code 77356

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric, Gas, Zoned
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $996
HOA Fee Frequency Annually
HOA Name Bentwater POA
Amenities Basketball Court, Boat Dock, Marina, Boat Ramp, Clubhouse, Controlled Access, Dog Park, Fitness Center, Golf Course, Picnic Area, Playground, Pickleball, Park, Pool, Security, Tennis Courts

Taxes, Terms & Disclosures

Tax Annual Amount $7,620 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.36%
Parcel # 67563
Legal Description BENTWATER 02, BLOCK 3, LOT 25
Listing Terms Cash, Va Loan
Lease Considered Yes
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 5

Primary Bedroom 18'8" x 18'9"
Bedroom 13'9" x 12'
Bedroom 13' x 12'
Dining Room 17' x 11'8"
Living Room 17'6" x 22'11"

Second level · 1

Media Room 19'8" x 24

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,992
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,357 Property tax$635 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,992
Yearly HOA fee $996

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$996
ANNUALLY
Association nameBentwater POA Management co. Website Phone Cert on filepending
● Community amenities
restaurant
· 0.8mi
Whataburger · 3.7mi
The Big Sombrero · 3.9mi
gym
pool · 0.8mi
April Sound Country Club · 3.8mi
CAPFit24 · 3.7mi
veterinary
Bridgeway Animal Care · 0.9mi
Wags 2 Whiskers Veterinary Hospital · 3.5mi
Animal Hospital of Montgomery · 3.7mi
post_office
USPS Collection Box · 0.9mi
Lone Star Post, Pack and Parcel · 2.6mi
Dr. James Field · 5.4mi
grocery
· 1.1mi
· 2.2mi
Chevron Food Mart · 2.5mi
gas_station
Chevron · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater 02
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater 02 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision193 Active now7 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
1990s 2 2000s 3 2005s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
98 Victoria Drive, Montgomery, TX 77356
Montgomery County · 30.42°N, 95.61°W
restaurant
0.8 mi · 1 within 2 mi
gym
pool
0.8 mi · 1 within 2 mi
veterinary
Bridgeway Animal Care
0.9 mi · 1 within 2 mi
post_office
USPS Collection Box
0.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 5, 2026 Listed $559,000 Emily Arce
Dec 31, 2002 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Emily Arce · Pinnacle Realty Advisors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 8, 2026.
MLS# 98824530 · LIST DATE: Jun 5, 2026 · PARCEL: 67563
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity