Homes for Sale/Galveston County/Gilchrist/Hughes Frank A Sub Of Lt 7 C
Active MLS #87664267 · 71 days on market

986 Smith Drive

Gilchrist, TX 77617
Subdivision  ·  Hughes Frank A Sub Of Lt 7 C
List Price
$95,000
Baths
0
Lot
0.15 ac
County
Galveston
Tax Rate
1.24%

Schools

§ 03
District
Elementary HIGH ISLAND SCHOOL N/R
Middle HIGH ISLAND SCHOOL N/R
High HIGH ISLAND SCHOOL CCMR 76% · Grad 100% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Wake up to Beach views every day! Don’t miss this prime opportunity to own a cleared lot in the heart of Gilchrist on the Bolivar Peninsula. Just moments from the beach, this property offers the perfect setting for a custom coastal home, weekend escape, or vacation rental investment. Enjoy breathtaking sunrises, refreshing sea breezes, and the relaxed beach lifestyle you’ve been dreaming of. Conveniently located near fishing, boating, restaurants, and local attractions, this lot is ready for you to bring your coastal vision to​​‌​​​​‌​​‌‌​​‌​​‌​​​‌​‌​​‌‌​​‌​​​‌‌​​​‌ life.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Level
  • Views

Community

  • Beach
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Exterior

View Yes
View Type Beach, Water

Lot

Lot Size (acres) 0.1548
Lot Size Source Appraiser
Lot Features Cleared, Level, Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor Caplen
Subdivision Hughes Frank A Sub Of Lt 7 C
Postal Code 77617

Utilities

Water Source None
Sewer None

Taxes, Terms & Disclosures

Tax Annual Amount $1,176
Tax Year 2025
Tax Rate (est.) 1.24%
Parcel # 4109-0000-0016-000
Legal Description ABST 31 R BARROW SUR LOT 16 HUGHES SUB
Listing Terms Cash, Conventional
Disclosures None

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$668
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$570 Property tax$98 Homeowners insuranceTBD
Subtotal (P&I + Tax) $668

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.16%
→ stable
City
→ stable
County
0.32%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
restaurant
JayLa's Bar & Grill · 2.7mi
Stingaree · 4.0mi
Tia Juanita's Fish Camp · 5.4mi
bank
Valero Corner Mart · 3.7mi
ATM (ATM Link, Inc.) · 3.7mi
Neches go Atm · 4.7mi
gym
Sweat Fitness · 5.5mi
post_office
United States Postal Service · 6.1mi
grocery
Swede's Quick Stop · 6.5mi
TJ's Discount Groceries · 7.7mi
· 9.9mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
No comps within 0.5 mi in the last 90 daysExpand the search radius via the "Full report" CTA.

Subdivision & Master Plan

§ 10
● Master plan
Hughes Frank A Sub Of Lt 7 C
TIER: SUBDIVISION
Subdivision name (MLS)Hughes Frank A Sub Of Lt 7 C City · ZIPGilchrist · 77617 CountyGalveston Listings in subdivision21 Active now2 Sold (last 12 mo)1 Curated amenities15
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
6.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
986 Smith Drive, Gilchrist, TX 77617
Galveston County · 29.49°N, 94.54°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 14, 2026 Listed $95,000 Kati Hall
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kati Hall · Fuller Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 14, 2026.
MLS# 87664267 · LIST DATE: Jul 14, 2026 · PARCEL: 4109-0000-0016-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity