Homes for Sale/Montgomery County/Cleveland/Fostoria Oaks 02
Active MLS #86799107 · 50 days on market

9881 Fosters Bend

Cleveland, TX 77328
Subdivision  ·  Fostoria Oaks 02
List Price
$450,000
$186/SF
Beds
3
Baths
3
Sq Ft
2,423
Built
1998
Lot
3.33 ac
Garage
2-car
County
Montgomery
Tax Rate
1.27%

Schools

§ 03
District
Elementary PINEY WOODS EL D
Middle SPLENDORA J H D
High SPLENDORA H S CCMR 71% · Grad 94% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Embrace the charm of this timeless 2-story custom home set on a spacious lot in the Fostoria Oaks community, featuring a nice open layout, well-insulated interior, and peaceful nature setting. You will be greeted by a warm living area with a fireplace, custom cabinetry, and large multi-pane windows for natural lighting. The open kitchen showcases a breakfast bar, ample cabinetry, and a pantry, while the first-floor primary suite offers privacy and comfort with front-yard views and an en-suite bath with a walk-in closet. Outdoors, you’ll find a welcoming front porch, partially fenced yard, covered patio, and expansive green space, providing plenty of room for gardening, activities, hobbies, or personalization. Fostoria Oaks is known for its larger homesites and calm country-style atmosphere with space to spread out. Conveniently accessible to Hwy 105, Conroe, New Caney, and the greater Houston area.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Laminate Counters
  • Bath In Primary Bedroom
  • Main Level Primary
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Up
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Dishwasher
  • Gas Range
  • Microwave
  • Oven
  • Carpet
  • Vinyl
  • Heat: Central

Exterior & lot

  • Covered Patio
  • Patio
  • Wooded
  • Backs To Greenbelt Park
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Driveway
  • Detached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,423 sq ft
Living Area Source Appraiser
Building Area Total 2,423 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Double Vanity, Laminate Counters, Bath In Primary Bedroom, Main Level Primary, Soaking Tub, Separate Shower, Two Bedrooms Up, Tub Shower, Walk In Closets, Ceiling Fans
Flooring Carpet, Vinyl
Appliances Dishwasher, Gas Range, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Additional Parking, Driveway, Detached, Garage

Lot

Lot Size (acres) 3.3300
Lot Size Source Appraiser
Lot Features Wooded, Backs To Greenbelt Park

Location

County Montgomery
MLS Area Major 40
MLS Area Minor Cleveland Area
Subdivision Fostoria Oaks 02
Road Surface Asphalt
Postal Code 77328

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Well
Sewer Aerobic Septic

Taxes, Terms & Disclosures

Tax Annual Amount $5,709 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.27%
Parcel # 237550
Legal Description FOSTORIA OAKS 02, BLOCK 1, LOT 6
Listing Terms Cash, Conventional, FHA, Texas Vet, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 5

Living Room 17.5 x16.5
Breakfast Room Nook 12x11
Kitchen 14x12
Utility Room 12x8
Primary Bedroom 16x15

Second level · 2

Bedroom 13x11
Bedroom 13x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,178
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,702 Property tax$476 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,178

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8850%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.25%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.9mi
Old City Park · 5.0mi
Ipes Road Park · 5.7mi
place_of_worship
Crossroads Church · 1.2mi
Crossroads Church · 1.4mi
Pin Oak Church · 2.1mi
grocery
Stop & Shop · 1.2mi
· 1.6mi
· 1.6mi
gas_station
Shell · 3.5mi
restaurant
Burger King · 4.2mi
Schlotzsky's · 4.2mi
Sonic · 4.8mi
pharmacy
Walmart Pharmacy · 4.3mi
Brookshire Brothers Pharmacy · 5.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Fostoria Oaks 02
TIER: SUBDIVISION
Subdivision name (MLS)Fostoria Oaks 02 City · ZIPCleveland · 77328 CountyMontgomery Listings in subdivision17 Active now4 Sold (last 12 mo)0 Curated amenities47
● Year-built distribution
1995s 3 2000s 1

Fire Protection

§ 11
Nearest station
Splendora Fire Department Station 162
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692900 · ACS 2023
Median HH income
$66,722
ACS 2023
Median home value
$262,100
Census self-report
Owner-occupied
67%
1,629 housing units
Bachelor's+
11%
Adults 25+
Median age
33.9
Population 4,442
Work from home
11%
of commuters
Commute 45min+
22%
of commuters
Below poverty
11.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
9881 Fosters Bend, Cleveland, TX 77328
Montgomery County · 30.30°N, 95.16°W
park
0.9 mi · 1 within 2 mi
place_of_worship
Crossroads Church
1.2 mi · 2 within 2 mi
grocery
Stop & Shop
1.2 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 4, 2026 Listed $450,000 Lance Loken
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lance Loken · Keller Williams Platinum
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 24, 2026.
MLS# 86799107 · LIST DATE: Aug 4, 2026 · PARCEL: 237550
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity