Schools

§ 03

District

Elementary	KEENAN EL	B
Middle	OAK HILLS J H	A
High	LAKE CREEK H S CCMR 91% · Grad 97%	A

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Looking for a 1-story ranch style family home in Montgomery ISD? This is it! Three bedroom, two full baths and a two car garage. Gently loved, well maintained, priced to sell on oversized 1/2 acre with tall, relaxing trees and fenced backyard. Total HVAC replacement in 2024. Lots of closets and storage, low maintenance flooring. Energy-saving features throughout. Stainless appliances, microwave convey. Spacious rooms offer a "clean slate" for your own style and personal touch. Enjoy historic, artistic and natural attractions of this quaint nostalgic town. Fishermen and water enthusiasts will appreciate the close proximity to Lake Conroe. Hunters and nature lovers will enjoy the serene U. S. National Forest nearby. Quick closing and move-in ready.

Features

§ 02

Interior

All Bedrooms Down
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Cleared
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1995
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,524 sq ft
Living Area Source	Appraiser
Building Area Total	1,524 sq ft
Foundation	Slab
Construction	Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	3

Interior

Interior Features

All Bedrooms Down

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.5234
Lot Size Source	Appraiser
Lot Features	Cleared

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Conroe Southwest
Subdivision	177 Lake Estates 07
Postal Code	77316

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer, Septic Tank

HOA / Association

HOA	Yes
HOA Name	177 Lake Estates POA

Taxes, Terms & Disclosures

Tax Annual Amount	$3,673
Tax Year	2025
Tax Rate (est.)	1.47%
Parcel #	131432
Legal Description	S768007 - 177 LAKE ESTATES 07, BLOCK 1, LOT 16, 17 N/2
Listing Terms	Cash, Conventional, FHA
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Bedroom	18x18
Bedroom	12x12
Bedroom	12x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,807

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,501 Property tax$306 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,807

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6155%

ALL 4 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name177 Lake Estates POA Management co.— Website— Phone— Cert on filepending

● Community amenities

gas_station

Chevron · 0.2mi

veterinary

Payne Equine, PLLC · 0.5mi
TownWell Veterinary Clinic · 4.3mi
PetVet Vaccination Clinic · 4.6mi

place_of_worship

Spring Tabernacle Baptist Church · 2.9mi
· 4.3mi
· 4.3mi

park

Majestic Park · 3.7mi
Cedar Brake Park · 4.5mi
· 4.5mi

post_office

Dr. James Field · 3.9mi
United States Postal Service · 4.4mi
Old US Post Office · 4.4mi

restaurant

Phil's Roadhouse and Grill’s · 4.3mi
El Bosque · 4.4mi
Subway · 4.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

1,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

177 Lake Estates 07

TIER: SUBDIVISION

Subdivision name (MLS)177 Lake Estates 07 City · ZIPMontgomery · 77316 CountyMontgomery Listings in subdivision46 Active now1 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

1995s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 52

· Montgomery

Distance

1.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694501 · ACS 2023

Median HH income

$165,263

ACS 2023

Median home value

$288,400

Census self-report

Owner-occupied

76%

846 housing units

Bachelor's+

23%

Adults 25+

Median age

52.3

Population 2,044

Work from home

43%

of commuters

Commute 45min+

1%

of commuters

Below poverty

3.4%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

9892 Fm 149 Road, Montgomery, TX 77316

Montgomery County · 30.32°N, 95.70°W

gas_station

Chevron

0.2 mi · 1 within 2 mi

veterinary

Payne Equine, PLLC

0.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.