Schools

§ 03

District

Elementary	CAMPBELL EL	N/R
Middle	IRONS J H	B
High	OAK RIDGE H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Room for everyone! This beautiful & spacious 5-bedroom home offers a hard-to-find flexible floorplan ideal for growing households, multigenerational living, guests, or a home office. Enjoy luxury vinyl plank flooring, fresh interior paint, LED lighting, and abundant natural light. The kitchen features 42” cabinets, stainless steel appliances, a walk-in pantry, and breakfast bar. The downstairs bedroom offers added flexibility, while upstairs you'll find a spacious primary suite with jetted tub, separate glass shower, and walk-in closet, plus 3 additional bedrooms - one of which is fully equipped as a MEDIA ROOM! A major bonus: fully owned, PAID-OFF solar panels & PEX plumbing. Enjoy a large backyard and neighborhood park, pool, and splash pad. Zoned to highly acclaimed Conroe ISD, and conveniently located near The Woodlands, H-E-B, shopping, dining, and medical facilities. Space, flexibility, and value all under one roof!

Features

§ 02

Interior

Breakfast Bar
Bedroom On Main Level
Double Vanity
En Suite Bathroom
Jetted Tub
Kitchen Family Room Combo
Multi Level Bedroom
Bath In Primary Bedroom
Pantry
Sitting Area In Primary
Separate Shower
Tub Shower
Three Bedrooms Up
Upper Level Primary
Vanity
Walk In Pantry
Walk In Closets
Ceiling Fans

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage
Oversized

Community

Playground
Park
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2014
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,676 sq ft
Living Area Source	Appraiser
Building Area Total	2,676 sq ft
Foundation	Slab
Construction	Brick, Cement Siding, Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	5
Bedrooms Possible	5
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	11
Fireplaces	1

Interior

Interior Features	Breakfast Bar, Bedroom On Main Level, Double Vanity, En Suite Bathroom, Jetted Tub, Kitchen Family Room Combo, Multi Level Bedroom, Bath In Primary Bedroom, Pantry, Sitting Area In Primary, Separate Shower, Tub Shower, Three Bedrooms Up, Upper Level Primary, Vanity, Walk In Pantry, Walk In Closets, Ceiling Fans, Programmable Thermostat
Appliances	Dishwasher, Disposal, Microwave, Energy Star Qualified Appliances

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage, Oversized

Lot

Lot Size (sq ft)	6,050
Lot Size (acres)	0.1389
Lot Size Source	Appraiser
Lot Features	Subdivision
Direction Faces	North

Location

County	Montgomery
MLS Area Major	15
MLS Area Minor	Conroe Southeast
Subdivision	Montgomery Creek Ranch
Postal Code	77385

Utilities

Heating	Central, Gas, Zoned
Cooling	Central Air, Electric, Zoned
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Appliances, Solar Panels, Thermostat

HOA / Association

HOA	Yes
HOA Fee	$300
HOA Fee Frequency	Annually
HOA Name	Montgomery Creek Ranch HOA
Fee Includes	Common Areas, Other, Recreation Facilities
Amenities	Playground, Park

Taxes, Terms & Disclosures

Tax Annual Amount	$4,826 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.32%
Parcel #	433550
Legal Description	S720814 - MONTGOMERY CREEK RANCH 14, BLOCK 4, LOT 3
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Exclusions Disclosure, Municipal Utility District Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 6

Dining Room	12x11
Kitchen	13x11
Breakfast Room Nook	10x8
Family Room	20x16
Bedroom	16x11
Half Bath	10x5

Second level · 5

Primary Bedroom	19x17
Primary Bathroom	11x11
Bedroom	17x11
Bedroom	14x11
Bedroom	13x13

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.6200

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionMontgomery County MUD 15 CountyMontgomery TCEQ District ID5857550 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6200 Resolved MUD jurisdiction Montgomery County MUD 15 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,594

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,192 Property tax$402 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,594

Yearly HOA fee $300

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.1976%

ALL 6 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.62%

→ stable

School

0.95%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.25%

→ stable

HOA & Community

§ 05

● HOA details

$300

ANNUALLY

Association nameMontgomery Creek Ranch HOA Management co.Crest Management Websitevisit Phone(281) 579-0761 Cert on filehoa.texas.gov

Fee includes

CommonAreas · Other · RecreationFacilities

● Community amenities

park

Montgomery Creek Ranch Park · 0.0mi
· 0.4mi
· 0.6mi

grocery

Circle K · 0.4mi
H-E-B · 0.6mi
Star Stop · 0.6mi

urgent_care

Next Level Urgent Care - Harper's Trace · 0.4mi
Memerial Hermann CoHealth Urgent Care · 15.3mi
Memorial Hermann-GoHealth Urgent Care · 0.5mi

restaurant

McDonald's · 0.4mi
Wingstop · 1.7mi
Poke Man · 1.8mi

pharmacy

H-E-B Pharmacy · 0.5mi
Walgreens · 2.2mi
Walgreens · 2.2mi

gas_station

Valero · 0.6mi
H-E-B Fuel · 0.6mi
Chevron · 0.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Spectrum

1,000 / 500 Mbps

● LOW LATENCY

Coaxial Cable

Spectrum

1,000 / 35 Mbps

● LOW LATENCY

Fiber to the Premises

Tachus Fiber Internet

1,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

+ 6 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-13.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09

4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Montgomery Creek Ranch

TIER: SUBDIVISION

Subdivision name (MLS)Montgomery Creek Ranch City · ZIPConroe · 77385 CountyMontgomery Listings in subdivision711 Active now6 Sold (last 12 mo)12 Curated amenities60

● Year-built distribution

2010s 3 2015s 3

Fire Protection

§ 11

Nearest station

Needham Fire / Rescue Department Station 61

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692101 · ACS 2023

Median HH income

$120,950

ACS 2023

Median home value

$244,500

Census self-report

Owner-occupied

78%

2,441 housing units

Bachelor's+

38%

Adults 25+

Median age

31.4

Population 8,976

Work from home

7%

of commuters

Commute 45min+

10%

of commuters

Below poverty

7.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

9968 Western Ridge Way, Conroe, TX 77385

Montgomery County · 30.22°N, 95.42°W

park

Montgomery Creek Ranch Park

0.0 mi · 5 within 2 mi

grocery

Circle K

0.4 mi · 5 within 2 mi

urgent_care

Next Level Urgent Care - Harper's Trace

0.4 mi · 3 within 2 mi

restaurant

McDonald's

0.4 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.