Homes for Sale/Navarro County/Kerens/Peninsula Point
Active MLS #31812280 · 405 days on market

Lot 4 Waterfront Road

Kerens, TX 75144
Subdivision  ·  Peninsula Point
List Price
$49,000
Baths
0
Lot
0.16 ac
County
Navarro
Tax Rate
2.22%

Schools

§ 03
District
Elementary KERENS SCHOOL CCMR 86% · Grad 98% B
Middle KERENS SCHOOL CCMR 86% · Grad 98% B
High KERENS SCHOOL CCMR 86% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lot 4 in the gated Peninsula Point community offers prime waterfront living on Richland Chambers Lake, the third largest lake in Texas. Perfect for your RV, the lot is near the boat storage area and entrance gate, with electricity available and access to the community’s private sewer system. Enjoy upscale amenities including a sparkling pool, clubhouse with laundry facilities, grill area, fishing pier, playground, and dog park. A private boat ramp makes it easy to launch for fishing, boating, or water sports. Paved roads and 24/7 gated security provide peace of mind, while the community’s short-term rental–friendly policy allows you to generate income when you’re not there. Whether for weekend getaways, seasonal escapes, or investment, this property offers relaxation, recreation, and potential all in one. Priced to sell—don’t miss the chance to own your slice of lakefront paradise!

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Subdivision
  • Views
  • Waterfront

Community

  • Lake
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Exterior

Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Lot

Lot Size (acres) 0.1587
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views, Waterfront

Location

County Navarro
MLS Area Major 84
Subdivision Peninsula Point
Road Surface Asphalt
Postal Code 75144

Utilities

Water Source Private

HOA / Association

HOA Yes
HOA Fee $125
HOA Fee Frequency Monthly
HOA Name Peninsula Point Owner Association

Taxes, Terms & Disclosures

Tax Annual Amount $1,088
Tax Year 2025
Tax Rate (est.) 2.22%
Parcel # 111724
Legal Description P0220 PENINSULA POINT AT RICHLAND CHAMBERS BLK 1 LOT 4 0.158
Listing Terms Cash, Conventional, FHA, Investor Financing, Owner May Carry, Texas Vet, Usda Loan, Va Loan
Disclosures None

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05
● HOA details
$125
MONTHLY
Association namePeninsula Point Owner Association Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
1,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
Rise Broadband
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
5G-X
Speeds per provider
+ 2 additional provider(s)

Environmental Risk

§ 08
?
FEMA Zone
Flood zone: not mapped by FEMA for this area
No FEMA digital flood map covers this location, so this property's flood risk has not been established. Verify flood insurance requirements with your lender.
SFHA NOT DETERMINED
🌡 Heat days >95°F
56 days/yr above 95°F
Plus 13 days above 100°F. NOAA station records, 2016-2025 average.
30-day air qualityData not yet available
Drought (current)Data not yet available
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
No comps within 0.5 mi in the last 90 daysExpand the search radius via the "Full report" CTA.

Subdivision & Master Plan

§ 10
● Master plan
Peninsula Point
TIER: SUBDIVISION
Subdivision name (MLS)Peninsula Point City · ZIPKerens · 75144 CountyNavarro Listings in subdivision12 Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Kerens Volunteer Fire Department
· Kerens
Distance
0.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48349970600 · ACS 2023
Median HH income
$62,174
ACS 2023
Median home value
$153,700
Census self-report
Owner-occupied
62%
1,672 housing units
Bachelor's+
21%
Adults 25+
Median age
39.7
Population 3,927
Work from home
5%
of commuters
Commute 45min+
25%
of commuters
Below poverty
16.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
Lot 4 Waterfront Road, Kerens, TX 75144
Navarro County · 32.13°N, 96.23°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 14, 2025 Listed $49,000 Cierra Humber
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Cierra Humber · Segue Real Estate Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 17, 2026.
MLS# 31812280 · LIST DATE: Aug 14, 2025 · PARCEL: 111724
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity