Homes for Sale/Galveston County/Galveston/Terramar 2
Active MLS #22381700 · 138 days on market

LOT 97 CAMINO

Galveston, TX 77554
Subdivision  ·  Terramar 2
List Price
$98,230
Baths
0
Lot
0.13 ac
County
Galveston
Tax Rate
0.72%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your dream home on this interior lot in Terramar Beach. Enjoy Bay views and beautiful sunsets. Hop on your Golf cart and experience all the beach has to offer. This subdivision has some nice amenities, including a community pool, boat launch & pavilion. Enjoy coastal living at it's finest.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Subdivision
  • Views
  • Association

Community

  • Boat Ramp
  • Picnic Area
  • Pool
  • Bay
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Exterior

Pool Features Association
View Yes
View Type Bay, Water

Lot

Lot Size (acres) 0.1263
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Terramar 2
Postal Code 77554

Utilities

Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $550
HOA Fee Frequency Annually
HOA Name Athena
Amenities Boat Ramp, Picnic Area, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $711
Tax Year 2025
Tax Rate (est.) 0.72%
Parcel # 7011-0002-0097-000
Legal Description ABST 121 PAGE 12 LOT 97 BLK 2 TERRAMAR BEACH SEC 2
Listing Terms Cash, Conventional
Disclosures None

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Galveston County MUD 30 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$649
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$590 Property tax$59 Homeowners insuranceTBD
Subtotal (P&I + Tax) $649
Yearly HOA fee $550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$550
ANNUALLY
Association nameAthena Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 0.1mi
Gymaica Fitness · 6.3mi
bank
ATM · 0.8mi
ATM · 5.6mi
Circle K ATM · 6.3mi
park
· 3.7mi
· 3.8mi
· 4.8mi
grocery
Seven Seas Market · 5.5mi
Valero · 6.3mi
Circle K · 6.3mi
police_station
Jamaica Beach Police · 6.4mi
place_of_worship
Mary, Star of the Sea Church · 6.4mi
West Isle Presbyterian Church · 9.3mi
West Isle Church · 9.3mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $333/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terramar 2
TIER: SUBDIVISION
Subdivision name (MLS)Terramar 2 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now11 Sold (last 12 mo)1 Curated amenities20
● Year-built distribution
1980s 1 2005s 2 2010s 1 2015s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Sea Isle Supermarket
0.9 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Pepper Pavilon
0.3 mi · 4 within 1.5 mi

Restaurants

The Sandbar Grille
1.4 mi · 3 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

Seek Peace Yoga Galveston
0.2 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
LOT 97 CAMINO, Galveston, TX 77554
Galveston County · 29.13°N, 95.06°W
gym
Seek Peace Yoga Galveston
0.1 mi · 1 within 2 mi
bank
ATM
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 8, 2026 Listed $98,230 Gerri Empey
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Gerri Empey · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 6, 2026.
MLS# 22381700 · LIST DATE: May 8, 2026 · PARCEL: 7011-0002-0097-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity