Schools

§ 03

District

Elementary	HARDIN EL	D
Middle	HARDIN J H	B
High	HARDIN H S CCMR 91% · Grad 100%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Discover the perfect opportunity to build on this spacious .68-acre lot in the peaceful Horseshoe Lakes subdivision in Cleveland. Surrounded by nature and mature trees, this property offers a serene setting ideal for your future home or weekend retreat. Enjoy access to a community boat ramp, perfect for launching a kayak or canoe and spending relaxing days fishing on the nearby lakes. With plenty of room to design and build, this lot provides the freedom to create your ideal space while enjoying the quiet charm of country living. A great escape from the city with convenient access to nearby amenities.

Features

§ 02

Interior

Not provided

Exterior & lot

Subdivision
Wooded

Community

Boat Dock
Boat Ramp

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.6800
Lot Size Source	Appraiser
Lot Features	Subdivision, Wooded

Location

County	Liberty
MLS Area Major	52
MLS Area Minor	Liberty County East
Subdivision	Horseshoe Lakes
Road Surface	Asphalt
Postal Code	77327

Utilities

Water Source	Other
Sewer	Other

HOA / Association

Amenities

Boat Dock, Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount	$212
Tax Year	2025
Tax Rate (est.)	1.12%
Parcel #	004920-000982-006
Legal Description	HORSESHOE LAKES, LOT 3 4, SEC 14, ACRES .68
Listing Terms	Cash, Conventional, FHA, Va Loan
Disclosures	Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$132

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$114 Property tax$18 Homeowners insuranceTBD

Subtotal (P&I + Tax) $132

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

202320242025

MUD

—

→ stable

School

1.02%

→ stable

City

—

→ stable

County

0.48%

→ stable

HOA & Community

§ 05

No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Cable

Spectrum

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48291C SFHA YES SOURCE 48291C_FIRM1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Horseshoe Lakes

TIER: SUBDIVISION

Subdivision name (MLS)Horseshoe Lakes City · ZIPCleveland · 77327 CountyLiberty Listings in subdivision127 Active now9 Sold (last 12 mo)1 Curated amenities0

● Year-built distribution

1960s 1 1970s 3 1975s 2

Fire Protection

§ 11

Nearest station

North Liberty County Fire Department

Distance

2.3 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48291700600 · ACS 2023

Median HH income

$43,969

ACS 2023

Median home value

$102,900

Census self-report

Owner-occupied

63%

1,783 housing units

Bachelor's+

13%

Adults 25+

Median age

45.6

Population 2,827

Work from home

1%

of commuters

Commute 45min+

50%

of commuters

Below poverty

22.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

TBD County Road 2859 Phantom Drive, Cleveland, TX 77327

Liberty County · 30.47°N, 94.87°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.