Schools

§ 03

District

Elementary	EDDIE RUTH LAGWAY EL	A
Middle	HOMER CALFEE MIDDLE	N/R
High	WILLIS H S CCMR 91% · Grad 95%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Two adjoining lots available in the gated White Oak Ranch community on Lake Conroe. This property offers an excellent opportunity to build a custom home, create a multi-generational living arrangement, or explore investment possibilities. The combined lots provide additional space and flexibility for a variety of building plans.

White Oak Ranch features a gated entrance, waterfront setting, and convenient access to Lake Conroe amenities, shopping, dining, and major roadways. Both lots are being sold together, offering a rare opportunity to acquire a larger homesite within this established community.

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Subdivision
Views
Fenced

Community

Boat Ramp
Controlled Access
Lake
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Fencing	Fenced
View	Yes
View Type	Lake, Water

Lot

Lot Size (acres)	1.0275
Lot Size Source	Survey
Lot Features	Cleared, Subdivision, Views
Additional Parcels	Yes
Additional Parcel Info	95310005900

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	White Oak Ranch 01
Postal Code	77304

Utilities

Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$800
HOA Fee Frequency	Annually
HOA Name	White Oak Ranch HOA
Amenities	Boat Ramp, Controlled Access

Taxes, Terms & Disclosures

Tax Annual Amount	$14,725
Tax Year	2025
Tax Rate (est.)	4.03%
Parcel #	296290
Legal Description	S953100 - WHITE OAK RANCH 01, BLOCK 1, LOT 57, 58
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$3,419

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,192 Property tax$1,227 Homeowners insuranceTBD

Subtotal (P&I + Tax) $3,419

Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.9924%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.03%

→ stable

City

0.43%

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$800

ANNUALLY

Association nameWhite Oak Ranch HOA Management co.— Website— Phone— Cert on filemls-trestle

● Community amenities

park

· 1.6mi
Ayers Island · 1.7mi
Ayers Island · 1.7mi

place_of_worship

Living Branch Church · 1.7mi
First United Methodist Church of Conroe · 3.3mi
Lake Church · 3.6mi

restaurant

Rudy's Bar-B-Q · 2.3mi
Papa’s On The Lake · 2.4mi
Jack in the Box · 2.4mi

gas_station

Chevron · 2.3mi

grocery

Circle K · 2.3mi
7-Eleven · 2.4mi
Quik Mart · 2.4mi

daycare

Children’s Universe of Lake Conroe · 2.3mi
Kid's World Learning Center · 4.3mi
A Touch Of Love ChildCare · 5.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

LBR Fixed Wireless

Nextlink

400 / 100 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

White Oak Ranch 01

TIER: SUBDIVISION

Subdivision name (MLS)White Oak Ranch 01 City · ZIPConroe · 77304 CountyMontgomery Listings in subdivision157 Active now6 Sold (last 12 mo)5 Curated amenities60

● Year-built distribution

2005s 2 2010s 1 2020s 1

Fire Protection

§ 11

Nearest station

Fire Station 7

· Conroe

Distance

1.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339693701 · ACS 2023

Median HH income

$110,642

ACS 2023

Median home value

$346,600

Census self-report

Owner-occupied

99%

1,660 housing units

Bachelor's+

49%

Adults 25+

Median age

34.8

Population 3,808

Work from home

19%

of commuters

Commute 45min+

9%

of commuters

Below poverty

7.1%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

TBD White Oak Point, Conroe, TX 77304

Montgomery County · 30.37°N, 95.55°W

park

—

1.6 mi · 5 within 2 mi

place_of_worship

Living Branch Church

1.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.