Selling
Seller net sheet
What you'd walk away with — including the exact state-regulated title policy.
Your current balance plus a little; the exact figure comes from your lender.
Estimated walk-away
$147,138
- Sale price
- $400,000
- Mortgage payoff
- −$220,000
- Commission (6%)
- −$24,000
- Owner's title policy (TDI regulated rate)
- −$2,262
- Property-tax proration to closing (est.)
- −$6,600
- Estimated net to you
- $147,138
The title policy is Texas’s state-regulated premium — calculated exactly, not guessed. Assumes the buyer pays the remaining negotiable closing costs on the contract (survey/T-47, escrow and transfer fees), the way Allen writes it.
Budgetary estimate, not a closing statement. Excludes any seller-paid buyer concessions, HOA resale/transfer fees, and repairs negotiated after inspection. Your title company produces the exact figures before closing.
Talk to a lender
These are the lenders Allen works with. For any lender you’d like to talk to, tap Make introduction — we’ll make the introduction for you.
Zin Team
Zin Mortgage Group
Reilly Hupfeldt
Orca Home Loans
Cindy West
Matador Lending
Gary Warstler
Rocket Mortgage
Allen Markel is a licensed Texas REALTOR®, not a mortgage lender or loan originator. He does not quote rates or terms and does not decide whether you qualify — only a lender can do that. Introductions are a courtesy; you choose who to work with.
Numbers raising questions? Walk through them with a person.
Schedule time with Allen