Homes for Sale/Fort Bend County/Katy/I & Gn Ry
Active MLS #83913274 · 12 days on market

3019 Saddlebrook Lane

Katy, TX 77494
Subdivision  ·  I & Gn Ry
List Price
$1.49M
$317/SF
Beds
6
Baths
6
Sq Ft
4,700
Built
1998
Lot
1.25 ac
Garage
2-car
County
Fort Bend
Tax Rate
0.85%

Schools

§ 03
District
Elementary ROBERTA WRIGHT RYLANDER EL A
Middle CINCO RANCH J H A
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A rare opportunity to enjoy acreage, privacy and multigenerational flexibility in the heart of Katy—with no HOA. Set behind a gated entrance on 1.25 beautifully established acres, this single-story estate combines the space and independence of country-style living with exceptional access to I-10, Grand Parkway and highly regarded Cinco Ranch-area schools.

The property is designed for flexibility. The main residence offers four bedrooms and generous living spaces, while two additional private suites create exceptional possibilities for multigenerational living, guests, home offices or other living arrangements.

Practical upgrades add another level of independence and convenience, including a whole-home generator, private water well, EV charging, gated driveway and fully fenced grounds. Acreage. Privacy. No HOA. Flexible multigenerational living. Pool. RV/boat storage. And convenient Katy access—all in one distinctive property

Features

§ 02

Interior

  • All Bedrooms Down
  • Kitchen Island
  • Bath In Primary Bedroom
  • Pantry
  • Soaking Tub
  • Vanity
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Cleared
  • Other
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage
  • Oversized
  • In Ground

Community

  • Style: Ranch
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Ranch, Traditional
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 4,700 sq ft
Living Area Source Appraiser
Building Area Total 4,700 sq ft
Foundation Slab
Construction Brick, Cement Siding, Unknown, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 6
Bathrooms (total) 6
Bathrooms Full 4
Bathrooms Half 2
Rooms Total 6
Fireplaces 1

Interior

Interior Features All Bedrooms Down, Kitchen Island, Bath In Primary Bedroom, Pantry, Soaking Tub, Vanity
Flooring Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave

Exterior

Pool Private Yes
Pool Features In Ground

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage, Oversized

Lot

Lot Size (acres) 1.2500
Lot Size Source Appraiser
Lot Features Cleared, Other
Direction Faces South

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision I & Gn Ry
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Other, Private, Well
Sewer Other, Septic Tank

Taxes, Terms & Disclosures

Tax Annual Amount $12,735 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.85%
Parcel # 0262-03-027-2000-914
Legal Description 0262 I AND GN RY, TRACT 3 (S 1/2 PARCEL 27) & (N PT PARCEL 2
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 5

Primary Bedroom 16X16
Bedroom 14X12
Bedroom 14X14
Bedroom 12x14
Guest Quarters 12x12

Other · 1

Guest Quarters 20x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$10,008
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$8,947 Property tax$1,061 Homeowners insuranceTBD
Subtotal (P&I + Tax) $10,008

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6348%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.2mi
Willow Fork Park · 0.8mi
· 0.6mi
grocery
Kroger · 0.6mi
Timewise · 0.9mi
Harvest Natural Market · 0.8mi
restaurant
Jack in the Box · 0.7mi
Kona Roastery · 0.9mi
McDonald's · 0.9mi
bank
Wells Fargo · 0.7mi
Bank of America (with Drive-thru ATM) · 1.3mi
Prosperity Bank · 0.8mi
coffee
Black Rock Coffee · 0.7mi
Starbucks · 0.9mi
veterinary
Veterinary Emergency Group · 0.7mi
Spring Green Pet Clinic · 1.1mi
Banfield Pet Hospital · 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
I & Gn Ry
TIER: SUBDIVISION
Subdivision name (MLS)I & Gn Ry City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision195 Active now4 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
1995s 1 2010s 1 2015s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673107 · ACS 2023
Median HH income
$161,295
ACS 2023
Median home value
$383,500
Census self-report
Owner-occupied
84%
2,042 housing units
Bachelor's+
66%
Adults 25+
Median age
38.4
Population 6,213
Work from home
50%
of commuters
Commute 45min+
11%
of commuters
Below poverty
5.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3019 S Saddlebrook Lane, Katy, TX 77494
Fort Bend County · 29.76°N, 95.79°W
park
0.2 mi · 6 within 2 mi
grocery
Kroger
0.6 mi · 3 within 2 mi
restaurant
Jack in the Box
0.7 mi · 3 within 2 mi
bank
Wells Fargo
0.7 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 11, 2026 Listed $1.49M Chase Boeker
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Chase Boeker · Coastal Living Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 83913274 · LIST DATE: Sep 11, 2026 · PARCEL: 0262-03-027-2000-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity