Homes for Sale/Montgomery County/Montgomery/South Shore Estates 04
Active MLS #82054838 · 35 days on market

318 Bayshore Drive

Montgomery, TX 77356
Subdivision  ·  South Shore Estates 04
List Price
$1.15M
$430/SF · 77.8% above neighborhood median
Beds
3
Baths
3
Sq Ft
2,674
Built
1996
Lot
0.16 ac
Garage
2-car
County
Montgomery
Tax Rate
1.25%

Schools

§ 03
District
Elementary STEWART CREEK EL A
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience refined waterfront living at 318 Bayshore Drive in Montgomery, Texas, a beautifully remodeled 4-bedroom, 2.5-bath lakefront home with a 2-car garage and panoramic Lake Conroe views. The open-concept interior features fresh paint, wood-look tile flooring, and a designer kitchen with custom two-tone cabinetry, Neolith countertops, premium appliances, double ovens, a farmhouse sink, and an oversized island. The first-floor primary suite includes private patio access and a spa-inspired bathroom with dual vanities, a freestanding soaking tub, an oversized frameless glass shower, and a walk-in closet. Upstairs offers a spacious game room, three secondary bedrooms, and a wraparound balcony overlooking the water. Outside, enjoy a 46' x 39.5' private TREX dock equipped with a boat lift and double jet ski lift, both featuring upgraded motors. Contact us for the complete list of upgrades and improvements that make this Lake Conroe waterfront property truly exceptional.

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Up
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Paved Driveway
  • Patio
  • Private Yard
  • Corner Lot
  • Cul De Sac
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Circular Driveway

Community

  • Boat Dock
  • Controlled Access
  • Gated
  • Security System Owned
  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1996
Year Built Source PublicRecords
New Construction No
Builder Name Virgin Homes

Building

Stories 2
Levels Two
Living Area 2,674 sq ft
Living Area Source Appraiser
Building Area Total 2,674 sq ft
Foundation Slab
Construction Brick, Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 12
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Entrance Foyer, En Suite Bathroom, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Two Bedrooms Up, Tub Shower, Walk In Pantry, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Electric Oven, Disposal, Microwave, Cooktop, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Security System Owned, Controlled Access, Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Paved Driveway, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Circular Driveway, Electric Gate, Garage

Lot

Lot Size (acres) 0.1565
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac, Subdivision, Views, Waterfront

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision South Shore Estates 04
Road Surface Concrete
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Solar Screens, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $500
HOA Fee Frequency Annually
HOA Name South Shore State POA/IMC Prop
Amenities Boat Dock, Controlled Access, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $14,364 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.25%
Parcel # 246286
Legal Description S888504 - SOUTH SHORE ESTATES 04, BLOCK 1, LOT 26, ACRES 0.1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure, Other

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 7

Living Room 23 X 19
Dining Room 11 X 13
Kitchen 17 X 12
Utility Room 8 X 6
Primary Bedroom 16 X 14
Primary Bathroom 12 X 17
Half Bath 3 X 8

Second level · 5

Game Room 20 X 17
Office 11 X 13
Bedroom 13 X 13
Bedroom 14 X 14
Bathroom 8 X 5

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3975
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionStanley Lake MUD CountyMontgomery TCEQ District ID7596000 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3975 Resolved MUD jurisdiction Stanley Lake MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$8,102
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,905 Property tax$1,197 Homeowners insuranceTBD
Subtotal (P&I + Tax) $8,102
Yearly HOA fee $500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0130%
ALL 5 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.40%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable
YearM&OI&STotal MUD rate
2021 0.2400 0.2900 0.5300
2022 0.2200 0.2400 0.4600
2023 0.2050 0.2250 0.4300
2024 0.1975 0.2150 0.4125
2025 0.1900 0.2075 0.3975

HOA & Community

§ 05
● HOA details
$500
ANNUALLY
Association nameSouth Shore State POA/IMC Prop Management co. Website Phone Cert on filepending
● Community amenities
daycare
School of LIVE Music · 0.4mi
Swingin' Fun by Crystal, LLC · 0.4mi
Raising Arrows In-home Daycare · 0.7mi
bank
Austin Bank · 0.4mi
Woodforest National Bank · 1.1mi
Chase Bank · 1.1mi
gym
Montgomery Gymnastics Academy · 0.5mi
Fearless Boxing Gym · 0.5mi
CAPFit24 · 0.8mi
veterinary
Animal Hospital of Montgomery · 0.8mi
Wags 2 Whiskers Veterinary Hospital · 1.2mi
Shults Erin · 1.4mi
park
Cape Conroe Park · 0.9mi
Stanley Lake MUD Park · 1.0mi
· 1.4mi
grocery
Circle K · 1.0mi
Walmart Supercenter · 1.1mi
· 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $242/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
South Shore Estates 04
TIER: SUBDIVISION
Subdivision name (MLS)South Shore Estates 04 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision12 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1995s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 54
· Montgomery
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694308 · ACS 2023
Median HH income
$123,527
ACS 2023
Median home value
$366,300
Census self-report
Owner-occupied
93%
951 housing units
Bachelor's+
46%
Adults 25+
Median age
48.4
Population 2,155
Work from home
25%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
318 Bayshore Drive, Montgomery, TX 77356
Montgomery County · 30.38°N, 95.63°W
daycare
School of LIVE Music
0.4 mi · 4 within 2 mi
bank
Austin Bank
0.4 mi · 3 within 2 mi
gym
Montgomery Gymnastics Academy
0.5 mi · 4 within 2 mi
veterinary
Animal Hospital of Montgomery
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 19, 2026 Listed $1.15M Matthew Guzman
Dec 31, 1995 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Matthew Guzman · RE/MAX Universal
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 82054838 · LIST DATE: Aug 19, 2026 · PARCEL: 246286
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity