Homes for Sale/Harris County/Cypress/Towne Lake Sec 43
Active MLS #65327487 · 34 days on market

17938 Bandera Ridge Lane Lane

Cypress, TX 77433
Subdivision  ·  Towne Lake Sec 43
List Price
$1.08M
$215/SF
Beds
5
Baths
5
Sq Ft
5,036
Built
2018
Lot
13,142 sf
Garage
4-car
County
Harris
Tax Rate
1.77%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Check out this stunning 5-bedroom, 4.5-bathroom masterpiece nestled in the prestigious master-planned community of Towne Lake. Spanning over 5,000 square feet, this 2-story residence offers an unparalleled blend of luxury & comfort on a sprawling 0.30-acre corner lot.

The open-concept layout features high ceilings, designer finishes & abundant natural light throughout. The chef-inspired kitchen is a culinary dream, while the spacious primary suite serves as a private retreat. Upstairs, you'll find generous secondary bedrooms, custom built study area & versatile living spaces including a "secret" room! This home also includes a water softening system, drinking filtration system and the entire home has a built in surge protector! Outside, the oversized backyard offers endless possibilities for an outdoor oasis w/ a covered patio & built in grill, sink & fridge.

Features

§ 02

Interior

  • Wet Bar
  • Crown Molding
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Down
  • Three Bedrooms Up
  • Walk In Pantry
  • Walk In Closets
  • Wired For Sound
  • Ceiling Fans
  • Programmable Thermostat

Exterior & lot

  • Covered Patio
  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Patio
  • Corner Lot
  • Back Yard
  • Covered
  • Deck
  • Roof: Other
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Tandem

Community

  • Beach Rights
  • Boat Dock
  • Beach Access
  • Marina
  • Boat Ramp
  • Clubhouse
  • Controlled Access
  • Fitness Center
  • Playground
  • Park
  • Pool
  • Trails
  • Security System Owned
  • Smoke Detectors
  • Style: Farmhouse

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Farmhouse
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 5,036 sq ft
Living Area Source Appraiser
Building Area Total 5,036 sq ft
Foundation Slab
Construction Brick, Stucco
Roof Other

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 6
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Wet Bar, Crown Molding, Full Bath On Main Level, Granite Counters, High Ceilings, Kitchen Island, Bath In Primary Bedroom, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Two Bedrooms Down, Three Bedrooms Up, Walk In Pantry, Walk In Closets, Wired For Sound, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Water Softener Owned, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fully Fenced, Fence, Sprinkler Irrigation, Outdoor Kitchen, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 4
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener, Oversized, Tandem

Lot

Lot Size (sq ft) 13,142
Lot Size (acres) 0.3017
Lot Size Source Appraiser
Lot Features Corner Lot

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake Sec 43
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $2,184
HOA Fee Frequency Annually
HOA Name Towne Lake Community Association
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Boat Dock, Beach Access, Marina, Boat Ramp, Clubhouse, Controlled Access, Fitness Center, Playground, Park, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $19,188 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.77%
Parcel # 138-490-002-0043
Legal Description LT 43 BLK 2 TOWNE LAKE SEC 43
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 3

Primary Bedroom 18.6 x 18.2
Bedroom 12.6 x 12.1
Office 13.3 x 12.1

Second level · 3

Bedroom 15.9 x 13.4
Bedroom 23.11 x 12.7
Bedroom 14.5 x 16.1

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 502 CountyHarris TCEQ District ID3737122 Bonded indebtedness Current year rate FetchedApr 28, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7700 Resolved MUD jurisdiction Harris County MUD 502 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$8,114
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,515 Property tax$1,599 Homeowners insuranceTBD
Subtotal (P&I + Tax) $8,114
Yearly HOA fee $2,184

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6107%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.77%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,184
ANNUALLY
Association nameTowne Lake Community Association Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.2mi
Greenhouse Park · 0.3mi
· 0.3mi
restaurant
Crazy Cajun Seafood Shoppe · 0.6mi
Union Kitchen · 0.8mi
Pizza Twist · 0.7mi
gym
· 0.7mi
Some Like It Hot Yoga & Fitness · 0.8mi
Master Kim's Taekwando · 1.8mi
grocery
Walmart Neighborhood Market · 0.8mi
Trader Joe's · 0.9mi
Kroger Marketplace · 1.1mi
coffee
Starbucks · 1.0mi
Black Rock Coffee · 1.1mi
Starbucks · 1.5mi
veterinary
Barker Cypress Animal Clinic · 1.1mi
UrgentVet · 2.4mi
Banfield Pet Hospital · 2.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake Sec 43
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake Sec 43 City · ZIPCypress · 77433 CountyHarris Listings in subdivision11 Active now2 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
2015s 2

Fire Protection

§ 11
Nearest station
Cy-Fair Volunteer Fire Department Communications Center
Cy-Fair Volunteer Fire Department · Houston
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Himalya Bazaar
0.7 mi · 5 within 1.5 mi

Schools

Pengu Swim School - Towne Lake
0.4 mi · 5 within 1.5 mi

Parks

Towne Lake Memorial Park
0.6 mi · 5 within 1.5 mi

Restaurants

Taqueria Mincho's LLC
0.6 mi · 8 within 1.5 mi

Cafés

Shipley Do-Nuts
0.7 mi · 5 within 1.5 mi

Gyms

HOTWORX - Cypress, TX - Barker Cypress Rd
0.6 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
17938 Bandera Ridge Lane Lane, Cypress, TX 77433
Harris County · 29.93°N, 95.69°W
park
0.2 mi · 7 within 2 mi
restaurant
Crazy Cajun Seafood Shoppe
0.6 mi · 7 within 2 mi
gym
0.7 mi · 3 within 2 mi
grocery
Walmart Neighborhood Market
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 20, 2026 Listed $1.08M Jeanette Zirlott
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jeanette Zirlott · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 65327487 · LIST DATE: Aug 20, 2026 · PARCEL: 138-490-002-0043
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity