Homes for Sale/Montgomery County/Montgomery/Harbor Side 02
Active MLS #81182815 · 2 days on market

18964 Harbor Side Boulevard

Montgomery, TX 77356
Subdivision  ·  Harbor Side 02
List Price
$1.60M
$391/SF
Beds
4
Baths
6
Sq Ft
4,093
Built
2020
Lot
61,376 sf
Garage
2-car
County
Montgomery
Tax Rate
0.91%

Schools

§ 03
District
Elementary STEWART CREEK EL A
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Custom-built by Monte Smith in 2020, this 4BR, 4 full/2 half-bath home sits on 1.4 canal-front acres in gated Harbor Side, with access to Lake Conroe. Designed for waterfront living and entertaining, the property features a covered boat lift, infinity-edge pool with raised spa, cascading water and fire features, outdoor kitchen, covered patio, outdoor shower and second-floor balcony. A mosquito misting system surrounds the home. Inside, expansive windows fill the open living spaces with natural light. The living room features a fireplace with built-ins, while the kitchen offers Bosch appliances. Each bedroom has a private en-suite bath, and spacious walk-in closets are found throughout. A dedicated office provides a quiet workspace. A favorite convenience is having two laundry rooms, one on each floor. The mudroom connects to the oversized two-car garage, and a half bath with direct outdoor access serves the pool area. Are you ready to live on Lake Conroe? Give me a call!

Features

§ 02

Interior

  • Double Vanity
  • En Suite Bathroom
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Multiple Primary Suites
  • Pots And Pan Drawers
  • Pantry
  • Quartz Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Upper Level Primary
  • Walk In Pantry
  • Walk In Closets

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fence
  • Hot Tub Spa
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Cleared
  • Waterfront
  • Pond On Lot
  • Back Yard
  • Partial
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Boat Ramp
  • Controlled Access
  • Picnic Area
  • Park
  • Gated
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2020
Year Built Source PublicRecords
New Construction No
Builder Name Monte Smith

Building

Stories 2
Levels Two
Living Area 4,093 sq ft
Living Area Source Appraiser
Building Area Total 4,093 sq ft
Foundation Slab
Construction Brick, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 6
Bathrooms Full 4
Bathrooms Half 2
Rooms Total 11
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Double Vanity, En Suite Bathroom, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Multiple Primary Suites, Pots And Pan Drawers, Pantry, Quartz Counters, Soaking Tub, Separate Shower, Tub Shower, Three Bedrooms Up, Upper Level Primary, Walk In Pantry, Walk In Closets, Mud Room, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Electric Cooktop, Disposal, Microwave, Oven, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Controlled Access

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fence, Hot Tub Spa, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard, Partial
Pool Private Yes
Pool Features In Ground, Pool Spa Combo
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Lake, Lake Front, Waterfront

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Oversized

Lot

Lot Size (sq ft) 61,376
Lot Size (acres) 1.4090
Lot Size Source Appraiser
Lot Features Cleared, Waterfront, Pond On Lot

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Harbor Side 02
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic
Energy Efficient Hvac, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $1,600
HOA Fee Frequency Annually
HOA Name Grand Harbor POA
Fee Includes Other
Amenities Boat Ramp, Controlled Access, Picnic Area, Park, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $14,543 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.91%
Parcel # 305655
Legal Description HARBOR SIDE 02, BLOCK 1, LOT 5
Listing Terms Cash, Conventional, Va Loan
Lease Considered No

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 6

Primary Bedroom 11'8" x 14'7"
Living Room 22'6" x 28'1"
Office 12'10" x 11'5"
Dining Room 12'3" x 12'7"
Utility Room 7'4" x 11'2"
Kitchen 17 x 24'2"

Second level · 5

Primary Bedroom 12'10" x 19'6"
Bedroom 12'3" x 13'6"
Bedroom 13 x 11'10"
Game Room 13'3" x 13'6"
Utility Room 9'2" x 11'10"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$10,819
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$9,607 Property tax$1,212 Homeowners insuranceTBD
Subtotal (P&I + Tax) $10,819
Yearly HOA fee $1,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6155%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
1.09%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,600
ANNUALLY
Association nameGrand Harbor POA Management co.— Website— Phone— Cert on filepending
Fee includes
Other
● Community amenities
park
· 0.7mi
· 1.0mi
· 1.2mi
grocery
Kroger Marketplace · 0.9mi
Chevron Food Mart · 1.2mi
Walmart Supercenter · 1.5mi
bank
Coinstar Kiosk · 0.9mi
Amegy Bank · 1.7mi
Simmons Bank · 1.0mi
daycare
The Bear Cave at Montgomery Little Bears · 0.9mi
Montgomery Little Bears Private Preschool · 1.0mi
ABC Academy LLC · 1.1mi
gym
F45 Training West Lake Conroe · 0.9mi
Anytime Fitness · 1.9mi
Phantom Cheer · 0.9mi
urgent_care
CareNow Urgent Care - Montgomery · 1.0mi
Memerial Hermann CoHealth Urgent Care · 21.5mi
NextCare Urgent Care, Montgomery · 5.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_LOMC1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-22.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 26, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
HARBOR SIDE 02
TIER: SUBDIVISION
Subdivision name (MLS)HARBOR SIDE 02 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision140 Active now3 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2000s 1 2010s 1 2020s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 51
· Montgomery
Distance
1.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023
Median HH income
$130,389
ACS 2023
Median home value
$614,900
Census self-report
Owner-occupied
77%
1,449 housing units
Bachelor's+
41%
Adults 25+
Median age
39.4
Population 3,757
Work from home
40%
of commuters
Commute 45min+
8%
of commuters
Below poverty
8.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
18964 Harbor Side Boulevard, Montgomery, TX 77356
Montgomery County · 30.40°N, 95.67°W
park
—
0.7 mi · 2 within 2 mi
grocery
Kroger Marketplace
0.9 mi · 1 within 2 mi
bank
Coinstar Kiosk
0.9 mi · 2 within 2 mi
daycare
The Bear Cave at Montgomery Little Bears
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 25, 2026 Listed $1.60M Danielle Fielder
Dec 31, 2019 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Danielle Fielder · Century 21 Realty Partners
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 26, 2026.
MLS# 81182815 · LIST DATE: Sep 25, 2026 · PARCEL: 305655
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 27, 2026, 2:43 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity